1764 Gilbert St, Charleston, SC 29412 Property Records

Charleston County property record for 1764 Gilbert St, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,193 sqft · built 2012
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,918 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`425-02-00-117`

Property Details

APN / Parcel Number

Primary APN	`425-02-00-117`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,193 sqft Living Area
1st Floor Area	2,193 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	800 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	175 sqft
Deck Area	24 sqft
Patio Area	24 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	1764 GILBERT ST
City	CHARLESTON
State	SC
Zip	29412-3521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -CENTERVILLE DESCRIPTION -LT 16 BLK J
Legal Subdivision	CENTERVILLE
Legal Block	J
Legal Lot Number	16
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	3
Census Block	3058
Census Tract	2002

Owner

1764 Gilbert St is owned and occupied by two individuals who acquired it in June 2012.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1764 GILBERT ST, CHARLESTON, SC 29412-3521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 1, 2012
Transfer Doc	0261/0500
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1764 GILBERT ST, CHARLESTON, SC 29412-3521
Document Number	0775/0241
Instrument Date	Jan 15, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1764 GILBERT ST CHARLESTON SC 294123521, CHARLESTON, SC 29412-3521

Mortgage

Document Number	0775/0241
Date	Feb 1, 2019
Book Page	000775/000241

Lender

Name	HERITAGE TR FCU
Type	Credit Union
Address	CHARLESTON, SC 29423-8000

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 31, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1764 Gilbert St was $1,918, up 22% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	James Island Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,918.00 (+22.01%)	$429,812 (+3,219.01%) Land $126,415 Building $303,397	$631,100 Land $250,000 Building $381,100
2024	$1,572.00	$12,950
2022	$1,427.00	$12,950	$425,000 Land $125,000 Building $300,000
2020			$425,000 Land $125,000 Building $300,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1764 Gilbert St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 172 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	172 in force
Nearby Flood Claims	188 (1978–2023)
Claims Outside the SFHA	78 of 188
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Hurricane Irma, Sep 2017 · 15 claims Severe Storms And Flooding, Oct 2015 · 26 claims Hurricane Hugo, Sep 1989 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1764 Gilbert St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20