17639 N Reflection Cir, Bennington, NE 68007 Property Records

Douglas County property record for 17639 N Reflection Cir, Bennington, NE 68007

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,395 sqft · built 2022
Lot Size	0.523 acres (22,785 sqft)
Owner	Trust Name on Record
Last Sale	$102,000 (Oct 2018)
Tax Bill	$28,339 (2024)
Deeds & Mortgages	Dec 2022 Line of Credit Jul 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0611370596`

Property Details

APN / Parcel Number

Primary APN	`R0611370596`
Alternative APNs	`1137 0596 06` `0611370596`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,395 sqft Living Area
Basement Area	3,395 sqft
Finished Basement	2,800 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2022
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,785 sqft (0.523 acres)
Lot Dimensions	217 ft deep x 119 ft wide
Garage Type	Attached
Garage Area	1,170 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0611370596
Street Address	17639 N REFLECTION CIR
City	BENNINGTON
State	NE
Zip	68007-5746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENNINGTON LAKE LOT 249 BLOCK 0 IRREG
Legal Subdivision	BENNINGTON LAKE
Legal Lot Number	249
Jurisdiction	DOUGLAS NE
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1005
Census Tract	7318

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	347 WATERLOO DR, WATERLOO, NE 68069-9799
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Jul 29, 2021	Deed of Trust, Mortgage · Construction Mortgage COGENT BANK
Dec 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Oct 11, 2018	Warranty Deed, Transfer OMAHA NATIONAL TITLE, OMAHA NAT'L TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2018 · Amount on Record
Deed Sale	Oct 11, 2018 · Amount on Record
Deed Document Number	2018080916
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	17639 N REFLECTION CIR, BENNINGTON, NE 68007-5746
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17639 N REFLECTION CIR, BENNINGTON, NE 68007-5746

Mortgage

Document Number	0000118781
Date	Dec 13, 2022
Instrument	2022118781

Lender

Name	COGENT BANK
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	17639 N REFLECTION CIR, BENNINGTON, NE 68007-5746
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 WATERLOO DR, WATERLOO, NE 68069-9799

Mortgage

Document Number	0000099850
Date	Jul 29, 2021
Instrument	2021099850

Lender

Name	COGENT BANK
Type	Bank
Address	ELKHORN, NE 68022

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	17639 N REFLECTION CIR, BENNINGTON, NE 68007-5746
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000115623
Date	Dec 1, 2022
Instrument	2022115623

Lender

Name	COGENT BANK
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Oct 11, 2018
Property Address	17639 N REFLECTION CIR, BENNINGTON, NE 68007-5746
Document Number	0000080916
Instrument Date	Oct 3, 2018
Instrument	80916
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	OMAHA NATIONAL TITLE, OMAHA NAT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$229.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	17639 N REFLECTION CIR BENNINGTON NE 680075746, BENNINGTON, NE 68007-5746

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Bennington Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,190,500 (-) Land $122,500 Building $1,068,000	$1,190,500 (-) Land $122,500 Building $1,068,000
2024	$28,339.00 (-17.34%)
2023	$34,285.00 (+838.54%)	$1,190,500 Land $122,500 Building $1,068,000	$1,190,500 Land $122,500 Building $1,068,000
2022	$3,653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Western Iowa Wireless.

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