17621 Bayberry Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 17621 Bayberry Dr, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,796 sqft · built 1987
Lot Size	0.277 acres (12,066 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jun 2025)
Tax Bill	$2,990 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-10-374-021`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-374-021`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,796 sqft Living Area
1st Floor Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	12,066 sqft (0.277 acres)
Lot Dimensions	117 ft deep x 103 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	17621 BAYBERRY DR
City	SPRING LAKE
State	MI
Zip	49456-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG 1
Legal Description	LOT 1 PEBBLEBROOK SUB
Legal Range	13W
Legal Township	7N
Legal Section	10
Legal Subdivision	PEBBLEBROOK SUB
Legal Block	374
Legal Lot Number	1
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	3
Census Block	3005
Census Tract	20600

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17621 BAYBERRY DR, SPRING LAKE, MI 49456-1311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Nov 20, 2017	Deed of Trust, Mortgage · ARM LAKE MICHIGAN CU
Oct 4, 2017	Warranty Deed, Transfer · ARM LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2025 · Amount on Record
Deed Sale	Jun 17, 2025 · Amount on Record
Prior Sale	Oct 4, 2017 · Amount on Record
Deed Document Number	202515605
Prior Transfer Date	Jan 6, 2011
Prior Transfer Doc	20110003037
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17621 BAYBERRY DR, SPRING LAKE, MI 49456-1311
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17621 BAYBERRY DR, SPRING LAKE, MI 49456-1311

Mortgage

Document Number	20210048573
Date	Sep 27, 2021
Instrument	2021-0048573

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17621 BAYBERRY DR, SPRING LAKE, MI 49456-1311
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170043513
Date	Nov 20, 2017
Instrument	2017-0043513

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.74%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.74%
Index	1-Year LIBOR
Max Rate	8.74%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 4, 2017
Property Address	17621 BAYBERRY DR, SPRING LAKE, MI 49456-1311
Document Number	20170036790
Map Reference	LB16 PG48
Instrument Date	Sep 29, 2017
Instrument	2017-0036790
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,328.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17621 BAYBERRY DR, 17621, SPRING LAKE, MI 49456-1311

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19203 W SPRING LAKE RD, SPRING LAKE, MI 49456-1019

Mortgage

Document Number	20170036791
Date	Oct 4, 2017
Instrument	2017-0036791

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.74%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.74%
Index	1-Year LIBOR
Max Rate	8.74%

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,500 (+21.96%)	$361,000 (+21.96%)
2025	$2,990.00 (+0.61%)
2023		$148,000	$296,000
2022	$2,972.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERRYSBURG serves 3,268 people · EPA ID MI0002285
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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