17620 Switchgrass, Spencerville, IN 46788 Property Records

Allen County property record for 17620 Switchgrass, Spencerville, IN 46788

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 6,065 sqft · built 2012
Lot Size	7,500 acres (326,700,000 sqft)
Owner	2 Individual Names on File
Last Sale	$556,300 (Nov 2020)
Tax Bill	$5,647 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-03-11-126-016.000-042`

Property Details

APN / Parcel Number

Primary APN	`02-03-11-126-016.000-042`
Alternative APN	`1342110002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	6,065 sqft Living Area
Gross Area	7,124 sqft
1st Floor Area	2,160 sqft
Basement Area	2,124 sqft
Finished Basement	1,745 sqft
Unfinished Basement	379 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	326,700,000 sqft
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Pool Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	17620 SWITCHGRASS
City	SPENCERVILLE
State	IN
Zip	46788-9262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HONEYSUCKLE SEC 1 LOT 2
Legal Subdivision	HONEYSUCKLE
Legal Lot Number	2
Jurisdiction	ALLEN IN
Township / Civil Division	CEDAR CREEK
Census Block Group	4
Census Block	4003
Census Tract	10202

Owner

17620 Switchgrass is owned and occupied by two individuals who bought it in November 2020.

Source: Allen County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17620 SWITCHGRASS, SPENCERVILLE, IN 46788-9262
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage ETHOS LENDING LLC
Nov 18, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2020 · Amount on File
Deed Sale	Nov 18, 2020 · Amount on File
Prior Sale	May 19, 2016 · Amount on File
Deed Document Number	202072344
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	17620 SWITCHGRASS, SPENCERVILLE, IN 46788-9262
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2020023053
Date	Apr 28, 2020
Instrument	2020023053

Lender

Name	ETHOS LENDING LLC
Type	Mortgage Company
Address	94106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Nov 18, 2020
Property Address	17620 SWITCHGRASS, SPENCERVILLE, IN 46788-9262
Document Number	2020072344
Instrument Date	Nov 13, 2020
Instrument	2020072344
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17620 SWITCHGRASS, SPENCERVILLE, IN 46788-9262

Mortgage

Document Number	2020072345
Date	Nov 18, 2020
Instrument	2020072345

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 17620 Switchgrass was $5,647 with a homeowner's exemption, down 12.5% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Cedar Creek Township
Unified School District	East Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,647.00 (-12.54%)	$712,700 Land $84,400 Building $628,300	$712,700 Land $84,400 Building $628,300
2024	$6,457.00 (+22.01%)
2023	$5,292.00 (+5.23%)	$617,200 (+6.38%) Land $84,400 Building $532,800	$617,200 (+6.38%) Land $84,400 Building $532,800
2022	$5,029.00	$580,200 Land $84,400 Building $495,800	$580,200 Land $84,400 Building $495,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17620 Switchgrass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 17620 Switchgrass is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Lakeland Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

Cell Coverage

5G (outdoors only) and 4G LTE

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