1762 Spruce St, Beloit, WI 53511 Property Records

Rock County property record for 1762 Spruce St, Beloit, WI 53511

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 2 ba · 886 sqft · built 1918
Lot Size	0.121 acres (5,271 sqft)
Owner	Company Name on Record
Last Sale	$160,000 (May 2024)
Tax Bill	$147 (2025)
Deeds & Mortgages	Aug 2008 Mortgage Apr 2012 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206 12580065`

Property Details

APN / Parcel Number

Primary APN	`206 12580065`
Alternative APN	`12580065`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	886 sqft Living Area

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Metal
Construction Type	Frame
Lot Area	5,271 sqft (0.121 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	206 12580065
Street Address	1762 SPRUCE ST
City	BELOIT
State	WI
Zip	53511-3542
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	L 10 B3 & PART L 17 ADJACENT ON WEST B 3 ECLIPSE PARK ADD (NOW VACATED)
Legal Subdivision	ECLIPSE PARK ADD
Legal Lot Number	10
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	4
Census Block	4010
Census Tract	1800

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	525 3RD ST, 300, BELOIT, WI 53511-6225
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2008	Deed of Trust, Mortgage · FHA Mortgage FRANKLIN AMERICAN MORTGAGE CO
Apr 9, 2012	Intrafamily Transfer, Transfer
Aug 12, 2010	Warranty Deed, Foreclosure
Nov 26, 2007	Warranty Deed, Transfer · FHA Mortgage UNIVERSAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2024 · Amount on Record
Deed Sale	May 16, 2024 · Amount on Record
Prior Sale	Aug 12, 2010 · Amount on Record
Deed Document Number	20242262161
Prior Transfer Date	Apr 4, 2012
Prior Transfer Doc	0001944658
Record Updated	Oct 29, 2026

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1762 SPRUCE ST, BELOIT, WI 53511-3542
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001840064
Date	Aug 25, 2008
Instrument	1840064

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	FRANKLIN, TN 37067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2033

April 2012: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCK WI
Recording Date	Apr 9, 2012
Property Address	1762 SPRUCE ST, BELOIT, WI 53511-3542
Document Number	0001944658
Map Reference	DD473 PG463
Instrument Date	Apr 4, 2012
Instrument	1944658
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	529 MAIDEN ST, MINERAL POINT, WI 53565-1420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 MAIDEN STREET, MINERAL POINT, WI 53565-1420

August 2010: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Aug 12, 2010
Property Address	1762 SPRUCE ST, BELOIT, WI 53511-3542
Document Number	0001898499
Map Reference	MB473 PG463
Instrument Date	Aug 11, 2010
Instrument	1898499
Transaction Type	Foreclosure
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Tax	$207.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5401 N BEACH ST, FORT WORTH, TX 76137-2733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4400 WILL ROGERS PKWY STE 300, 300, OKLAHOMA CITY, OK 73108-1870
Mail Care Of	MICHAELSON CONNOR & BOUL
Investor	Possibly a Property Investor

November 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Nov 26, 2007
Property Address	1762 SPRUCE ST, BELOIT, WI 53511-3542
Document Number	0001813934
Instrument Date	Oct 22, 2007
Instrument	1813934
Transaction Type	Transfer
Record Updated	Apr 1, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$129.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1762 SPRUCE ST, BELOIT, WI 53511-3542

Mortgage

Document Number	0001813935
Date	Nov 26, 2007
Instrument	1813935

Lender

Name	UNIVERSAL MORTGAGE CORP
Type	Mortgage Company
Address	MEQUON, WI 53092

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2037

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$147.00 (-87.93%)	$8,800 (-88.73%) Land $8,800	$9,700 (-89.08%)
2023	$1,218.00	$78,100 Land $8,600 Building $69,500	$88,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Bug Tussel Wireless, T-Mobile.

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