1762 Garnet Rd, Sylva, NC 28779 Property Records

Jackson County property record for 1762 Garnet Rd, Sylva, NC 28779

Property Summary

Property Type	Other Improved
Details	3 bd · 2.5 ba · 2,391 sqft · built 2007
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$613,500 (Sep 2024)
Tax Bill	$2,369 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7527-87-0349`

Property Details

APN / Parcel Number

Primary APN	`7527-87-0349`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,391 sqft Living Area
1st Floor Area	2,391 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Area	480 sqft
Porch	Porch
Porch Area	152 sqft
Patio Area	1,836 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Street Address	1762 GARNET RD
City	SYLVA
State	NC
Zip	28779-7501
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LT 32 REV GARNET RIDGE PRESERVE
Legal Subdivision	GARNET RIDGE PRESERVE
Legal Lot Number	32
Jurisdiction	JACKSON NC
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1061
Census Tract	950500

Owner

Source: Jackson County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1762 GARNET RD, SYLVA, NC 28779-7501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 8, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2024 · Amount on Record
Deed Sale	Sep 10, 2024 · Amount on Record
Prior Sale	Jun 8, 2021 · Amount on Record
Deed Book / Page	2384 / 1062
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	1762 GARNET RD, SYLVA, NC 28779-7501
Transaction Type	Mortgage
Record Updated	Apr 6, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024161754
Date	Mar 27, 2026
Book Page	2416/1754

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2056

Interest

Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jun 8, 2021
Property Address	1762 GARNET RD, SYLVA, NC 28779-7501
Document Number	0023040382
Book / Page	2304 / 382
Map Reference	CAB 15 SL 870
Instrument Date	Jun 4, 2021
Transaction Type	Transfer
Record Updated	Jun 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 OVERCREST CIR, 107, BREVARD, NC 28712-9389

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11906 PRESERVATION LN, BOCA RATON, FL 33498-6234

Mortgage

Document Number	2304387
Date	Jun 8, 2021
Instrument	2304/387

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,369.00 (+28.96%)	$623,543 (+28.92%) Land $32,670 Building $590,873
2023	$1,837.00	$483,660 Land $73,700 Building $409,960

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Sky Fi Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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