17618 Virginia Cir, Montverde, FL 34756 Property Records

Lake County property record for 17618 Virginia Cir, Montverde, FL 34756

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,618 sqft · built 2002
Lot Size	0.259 acres (11,270 sqft)
Owner	2 Individual Names on File
Last Sale	$242,000 (Apr 2020)
Tax Bill	$4,756 (2024)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-26-0050-000-05000`

Property Details

APN / Parcel Number

Primary APN	`01-22-26-0050-000-05000`
Alternative APNs	`262201005000005000` `3544251`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,618 sqft Living Area
Gross Area	2,283 sqft
1st Floor Area	1,618 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,270 sqft (0.259 acres)
Lot Dimensions	115 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Finished Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3544251
Street Address	17618 VIRGINIA CIR
City	MONTVERDE
State	FL
Zip	34756-3163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	MONTVERDE FRANKLIN POND LOT 50 PB 29 PGS 47-48 ORB 5451 PG 343 ORB 6525 PG 647
Legal Range	26E
Legal Township	22S
Legal Section	1
Legal Subdivision	FRANKLIN POND SUB
Legal Tract	0050
Legal Block	2
Legal Lot Number	50
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2064
Census Tract	31301

Owner

17618 Virginia Cir is owned and occupied by two individuals who bought it in April 2020.

Source: Lake County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17618 VIRGINIA CIR, MONTVERDE, FL 34756-3163
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2020 · Amount on File
Deed Sale	Apr 6, 2020 · Amount on File
Prior Sale	Feb 16, 2016 · Amount on File
Deed Document Number	202040537
Deed Book / Page	5451 / 343
Prior Transfer Date	Mar 25, 2020
Prior Transfer Doc	0054510343
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 6, 2020
Property Address	17618 VIRGINIA CIR, MONTVERDE, FL 34756-3166
Document Number	0054510343
Book / Page	5451 / 343
Map Reference	MB 29 PG 47&48
Instrument Date	Mar 25, 2020
Instrument	2020040537
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	EQUITABLE TTL OF LAKE CNTY L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,694.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	465 LAKE ASBURY DR, 465, GREEN COVE SPRINGS, FL 32043-9549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17618 VIRGINIA CIR, MONTVERDE, FL 34756-3166

Mortgage

Document Number	0054510345
Date	Apr 6, 2020
Instrument	5451/0345

Lender

Name	FIDELITY FUNDING MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Montverde Town
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,056 (-) Land $80,000 Building $216,056	$296,056 (-) Land $80,000 Building $216,056
2025		$296,056 Land $80,000 Building $216,056	$296,056 Land $80,000 Building $216,056
2024	$4,756.00 (+10.14%)
2023	$4,318.00 (+11.15%)	$287,030 (+13.89%)	$287,030 (+13.89%) Land $80,000 Building $207,030
2022	$3,885.00	$252,030	$252,030 Land $45,000 Building $207,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17618 Virginia Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17618 Virginia Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTVERDE WATER DEPARTMENT (2WPS) serves 1,198 people · EPA ID FL3350847
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20