Clay County property record for 1761 Emerald Ln, Middleburg, FL 32068 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 2,180 sqft Living Area |
| Lot Size | 90,605 sqft (2.08 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $325,000 (2017) |
| Tax Bill | $3,503.00 (2024) |
| Primary APN | 34-04-25-008169-002-04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 2,180 sqft Living Area |
| Gross Area | 2,996 sqft Gross Area |
| 1st Floor | 2,180 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 90,605 sqft (2.08 acres) |
| Depth X Width | 310 ft x 107 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 492 sqft Garage |
| Pool Area | 612 sqft Pool |
| Porch Area | 998 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1761 EMERALD LN |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-4031 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT SE1/4 S34T4R25 A/K/A LOTS 9 & 10 MCCULLOUGH ESTATES@ S/D AS REC OR 3997 PG 294 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 34 |
| Legal Subdivision | MCCULLOUGH ESTATES |
| Legal Lot Number | 9,10 |
| Jurisdiction | CLAY FL |
| Minor Civil Division | ORANGE PARK |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 30905 |
Source: Clay County records · APN 34-04-25-008169-002-04
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1761 EMERALD LN, MIDDLEBURG, FL 32068-4031 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 02, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage NAVY FCU |
| Jul 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 28, 2017 · Amount on Record |
| Deed Sale | Jul 28, 2017 · Amount on Record |
| Prior Sale | Dec 01, 2016 · Amount on Record |
| Deed Doc Number | 201738375 |
| Deed Book / Page | 3997 / 294 |
| Prior Transfer Date | Nov 01, 2016 |
| Prior Transfer Doc | 0039111882 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1761 EMERALD LN, MIDDLEBURG, FL 32068-4031 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2022 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1761 EMERALD LN, MIDDLEBURG, FL 32068-4031 |
| Document Number | 0045781293 |
|---|---|
| Date | Mar 02, 2022 |
| Book Page | 4578/1293 |
| Instrument | 2022014058 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jul 28, 2017 |
| Property Address | 1761 EMERALD LN, MIDDLEBURG, FL 32068-4031 |
| Document Number | 0039970294 |
| Book / Page | 003997 / 000294 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 38375 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1761 EMERALD LN MIDDLEBURG FL 320684031, MIDDLEBURG, FL 32068-4031 |
| Document Number | 39970296 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 003997/000296 |
| Instrument | 38376 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2047 |
Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,672.00 (+4.82%) Homeowner's exemption | $280,905 (+5.99%) | $498,280 (+2.22%) Land $156,000 Building $342,280 |
| 2024 | $3,503.00 (-6.56%) | ||
| 2023 | $3,749.00 (+6.35%) Homeowner's exemption | $265,038 (+3%) | $487,476 (+47.46%) Land $156,000 Building $331,476 |
| 2022 | $3,525.00 Homeowner's exemption | $257,319 | $330,585 Land $40,000 Building $290,585 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,778 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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