17606 Shady Spring Ter, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 17606 Shady Spring Ter, Gaithersburg, MD 20877

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,224 sqft · built 1981
Lot Size	0.047 acres (2,058 sqft)
Owner	Individual Name on Record
Last Sale	$216,500 (Mar 2017)
Tax Bill	$2,859 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-01621915`

Property Details

APN / Parcel Number

Primary APN	`09-01621915`
Alternative APN	`01621915`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,224 sqft Living Area
1st Floor Area	612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,058 sqft (0.047 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01621915
Street Address	17606 SHADY SPRING TER
City	GAITHERSBURG
State	MD
Zip	20877-1009
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R60
Legal Description	MINERAL SPRINGS VILL TWNHS
Legal Subdivision	MINERAL SPRINGS VILL TWNHS
Legal Block	B
Legal Lot Number	32
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1000
Census Tract	700710

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	17606 SHADY SPRING TER, GAITHERSBURG, MD 20877-1009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Mar 28, 2017	Deed, Transfer · FHA Mortgage NEW AMERICA FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2017 · Amount on Record
Deed Sale	Mar 28, 2017 · Amount on Record
Prior Sale	Sep 6, 1996 · Amount on Record
Deed Book / Page	54034 / 325
Prior Transfer Date	Oct 28, 2011
Prior Transfer Doc	0425870008
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	17606 SHADY SPRING TER, GAITHERSBURG, MD 20877-1009
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	EASTERN TITLE AND SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17606 SHADY SPRING TER, GAITHERSBURG, MD 20877-1009

Mortgage

Document Number	0615290305
Date	Jan 6, 2021
Book Page	61529/305

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2046

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	17606 SHADY SPRING TER, GAITHERSBURG, MD 20877-1009
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	HARVEST TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0590840316
Date	Feb 19, 2020
Book Page	59084/316

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 28, 2017
Property Address	17606 SHADY SPRING TER, GAITHERSBURG, MD 20877-1009
Document Number	0540340325
Book / Page	54034 / 325
Map Reference	MB96 PL10631
Instrument Date	Feb 28, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,706.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17606 SHADY SPRING TER, GAITHERSBURG, MD 20877-1009

Mortgage

Document Number	0054034335
Date	Mar 28, 2017
Instrument	54034/335

Lender

Name	NEW AMERICA FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,900 (+5.64%) Land $120,000 Building $165,900	$285,900 (-) Land $120,000 Building $165,900
2025	$2,859.00 (-13.23%)	$270,633 (+12.72%)	$285,900 (+19.08%) Land $120,000 Building $165,900
2024	$3,295.00 (+50.39%)
2023		$240,100 Land $120,000 Building $120,100	$240,100 Land $120,000 Building $120,100
2022	$2,191.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, T-Mobile.

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