Hillsborough County property record for 17605 Simmons Rd, Lutz, FL 33548
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,128 sqft · built 1983 |
| Lot Size | 1.06 acres (46,387 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $590,000 (Sep 2025) |
| Tax Bill | $5,675 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014287-0100 |
| Primary APN | 014287-0100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,128 sqft Living Area |
| Gross Area | 3,158 sqft |
| 1st Floor Area | 2,128 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 46,387 sqft |
| Lot Dimensions | 325 ft deep x 150 ft wide |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 510 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0142870100 |
|---|---|
| Street Address | 17605 SIMMONS RD |
| City | LUTZ |
| State | FL |
| Zip | 33548-4596 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ASC-1 |
| Legal Description | S 150 FT OF N 1181.5 FT OF W 1/4 OF SE 1/4 OF SW 1/4 LESS W 25 FT FOR R/W FOR SIMMONS RD |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 14 |
| Legal Subdivision | UNPLATTED |
| Legal Tract | ZZZ |
| Legal Lot Number | 57260 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 11109 |
17605 Simmons Rd is owned and occupied by two individuals who bought it in September 2025.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17605 SIMMONS RD, LUTZ, FL 33548-4596 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2025 | Warranty Deed, Transfer · VA Mortgage UMORTGAGE LLC |
| Feb 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK |
| Feb 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on File |
| Deed Sale | Sep 17, 2025 · Amount on File |
| Prior Sale | Feb 8, 2021 · Amount on File |
| Deed Document Number | 2025403415 |
| Prior Transfer Date | Apr 30, 2019 |
| Prior Transfer Doc | 0266190756 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 17, 2025 |
| Property Address | 17605 SIMMONS RD, LUTZ, FL 33548-4596 |
| Document Number | 0000403415 |
| Instrument Date | Aug 9, 2025 |
| Instrument | 2025403415 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,130.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12762 FOLIAGE AVE, APPLE VALLEY, MN 55124-7972 |
| Name | Verified Name |
|---|---|
| Address | 17605 SIMMONS RD, LUTZ, FL 33548-4596 |
| Document Number | 0000403417 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 2025403417 |
| Name | UMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19103 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Feb 8, 2021 |
| Property Address | 17605 SIMMONS RD, LUTZ, FL 33548-4596 |
| Document Number | 2021063528 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 2021063528 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,519.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3037 BANYAN HILL LN, 3037, LAND O LAKES, FL 34639-6788 |
| Name | Verified Name |
|---|---|
| Address | 17605 SIMMONS RD, LUTZ, FL 33548-4596 |
| Document Number | 2021063529 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 2021063529 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Feb 8, 2021 |
| Property Address | 17605 SIMMONS RD, LUTZ, FL 33548-4596 |
| Document Number | 0000063528 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 2021063528 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,519.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3037 BANYAN HILL LN, LAND O LAKES, FL 34639-6788 |
| Name | Verified Name |
|---|---|
| Address | 17605 SIMMONS RD, LUTZ, FL 33548-4596 |
| Document Number | 0000063529 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 2021063529 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 17605 Simmons Rd was $5,675, up 8.7% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $493,492 (+54.21%) Land $232,099 Building $261,393 | $493,492 (-0.75%) Land $232,099 Building $261,393 | |
| 2025 | $5,675.00 (+8.65%) Homeowner's exemption | $320,010 (+2.9%) | $497,205 (-0.73%) Land $232,099 Building $265,106 |
| 2024 | $5,223.00 (+3.63%) Homeowner's exemption | $310,991 (+3%) | $500,848 (+11.22%) Land $232,099 Building $268,749 |
| 2023 | $5,040.00 (+16.56%) Homeowner's exemption | $301,933 (+14.2%) | $450,338 (+20.94%) Land $206,310 Building $244,028 |
| 2022 | $4,324.00 Homeowner's exemption | $264,401 | $372,362 Land $154,732 Building $217,630 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 17605 Simmons Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 118 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 19 (1996–2024) |
| Claims Outside the SFHA | 7 of 19 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17605 Simmons Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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