1760 Walnut St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1760 Walnut St, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,542 sqft · built 1959
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Aug 2019)
Tax Bill	$16,556 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`502-122-003-2`

Property Details

APN / Parcel Number

Primary APN	`502-122-003-2`
Alternative APN	`502-122-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,542 sqft Living Area
1st Floor Area	1,542 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1970
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1760 WALNUT ST
City	EL CERRITO
State	CA
Zip	94530-1919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HEATH TRACT POR LOTS 20 & 21
Legal Subdivision	HEATH
Legal Lot Number	20,21
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2004
Census Tract	385200

Owner

1760 Walnut St is owned and occupied by two individuals who bought it in August 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1760 WALNUT ST, EL CERRITO, CA 94530-1919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 17, 2021	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Aug 23, 2019	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Jan 15, 2019	Trustee's Deed, Foreclosure · Construction Mortgage COMMUNITY LNS & INVS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2019 · Amount on File
Deed Sale	Aug 23, 2019 · Amount on File
Prior Sale	Jan 15, 2019 · Amount on File
Deed Document Number	2019136072
Prior Transfer Date	Dec 27, 1995
Prior Transfer Doc	0000022420
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1760 WALNUT ST, EL CERRITO, CA 94530-1919
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CORNERSTONE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1760 WALNUT ST, EL CERRITO, CA 94530-1919

Mortgage

Document Number	0000048249
Date	Feb 17, 2021
Instrument	2021-048249

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1760 WALNUT ST, EL CERRITO, CA 94530-1919
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CORNERSTONE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1760 WALNUT ST, EL CERRITO, CA 94530-1919

Mortgage

Document Number	0000048250
Date	Feb 17, 2021
Instrument	2021-048250

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 23, 2019
Property Address	1760 WALNUT ST, EL CERRITO, CA 94530-1919
Document Number	0000136072
Map Reference	MB 52 PG 38
Instrument Date	Aug 21, 2019
Instrument	2019-136072
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1760 WALNUT ST, EL CERRITO, CA 94530-1919

Mortgage

Document Number	0000136073
Date	Aug 23, 2019
Instrument	2019-136073

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 15, 2019
Property Address	1760 WALNUT ST, EL CERRITO, CA 94530-1919
Document Number	0000006137
Instrument Date	Jan 2, 2019
Instrument	6137
Transaction Type	Foreclosure
Record Updated	Jan 29, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.50
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1355 HOLLOWAY AVE SAN FRANCISCO CA 941322664, SAN FRANCISCO, CA 94132-2664

Mortgage

Document Number	6138
Date	Jan 15, 2019
Instrument	6138

Lender

Name	COMMUNITY LNS & INVS
Type	MERS
Address	SAN LEANDRO, CA 94577

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 14, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 1760 Walnut St was $16,556 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,227,066 (+2%) Land $836,637 Building $390,429
2025	$16,556.00 Homeowner's exemption	$1,203,007 Land $820,233 Building $382,774
2023	$15,876.00 (+1.33%) Homeowner's exemption	$1,156,294 Land $788,383 Building $367,911
2022	$15,668.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1760 Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1760 Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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