1760 Rachels Ridge Loop, #LO, Ocoee, FL 34761 Property Records

Orange County property record for 1760 Rachels Ridge Loop, #LO, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,809 sqft · built 1998
Lot Size	0.207 acres (9,024 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Nov 2018)
Tax Bill	$792 (2025)
Deeds & Mortgages	Nov 2023 Transfer Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-22-28-9064-00-130`

Property Details

APN / Parcel Number

Primary APN	`16-22-28-9064-00-130`
Alternative APNs	`282216906400130` `241210` `246048` `250621`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,809 sqft Living Area
Gross Area	3,660 sqft
1st Floor Area	2,809 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,024 sqft (0.207 acres)
Garage Type	Attached
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	333 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1760 RACHELS RIDGE LOOP, LO
City	OCOEE
State	FL
Zip	34761-9001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WEDGEWOOD COMMONS PHASE ONE 36/132 LOT 13
Legal Range	28E
Legal Township	22S
Legal Section	16
Legal Subdivision	WEDGEWOOD COMMONS PH 1
Legal Phase	1
Legal Tract	9064
Legal Lot Number	13
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1059
Census Tract	18100

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1760 RACHELS RIDGE LOOP, OCOEE, FL 34761-9001
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Intrafamily Transfer, Transfer
Jun 6, 2020	Deed of Trust, Mortgage · Conventional with PMI R P FNDG INC
Nov 30, 2018	Warranty Deed, Transfer · Conventional Mortgage CENTRAL FLORIDA EDUCATORS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2018 · Amount on Record
Deed Sale	Nov 30, 2018 · Amount on Record
Prior Sale	Dec 6, 2001 · Amount on Record
Deed Document Number	2018694908
Last Transfer Date	Nov 9, 2023
Transfer Doc	0000656345
Record Updated	Jun 8, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Nov 13, 2023
Property Address	1760 RACHELS RIDGE LOOP, OCOEE, FL 34761-9001
Document Number	0000656345
Map Reference	MB 36 PG 132-134
Instrument Date	Nov 9, 2023
Instrument	20230656345
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1760 RACHELS RIDGE LOOP, OCOEE, FL 34761-9001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1760 RACHELS RIDGE LOOP, OCOEE, FL 34761-9001

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1760 RACHELS RIDGE LOOP, OCOEE, FL 34761-9001
Document Number	0000339617
Instrument Date	Jun 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1760 RACHELS RIDGE LOOP OCOEE FL 347619001, OCOEE, FL 34761-9001

Mortgage

Document Number	0000339617
Date	Jun 19, 2020
Instrument	339617

Lender

Name	R P FNDG INC
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 30, 2018
Property Address	1760 RACHELS RIDGE LOOP, OCOEE, FL 34761-9001
Document Number	0000694908
Map Reference	MB 36 PG132-134
Instrument Date	Nov 29, 2018
Instrument	20180694908
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	CENTRAL FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3001 HIDDEN LN, 3001, KNOXVILLE, TN 37920-7300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1760 RACHELS RIDGE LOOP, OCOEE, FL 34761-9001

Mortgage

Document Number	0000694909
Date	Nov 30, 2018
Instrument	20180694909

Lender

Name	CENTRAL FLORIDA EDUCATORS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,313 (+2.7%)	$458,330 (-1.41%) Land $80,000 Building $378,330
2025	$792.00 (+38.46%) Homeowner's exemption	$282,681 (+5.99%)	$464,870 (+19.61%) Land $80,000 Building $384,870
2024	$572.00 (-86.61%)
2023	$4,273.00 (+3.19%) Homeowner's exemption	$266,713 (+3%)	$388,655 (+15.32%) Land $80,000 Building $308,655
2022	$4,141.00 Homeowner's exemption	$258,945	$337,019 Land $80,000 Building $257,019

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	18 (1994–2019)
Claims Outside the SFHA	4 of 18
Most Recent Claim	May 2019 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 4 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon, Xfinity.

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