176 Zonnie Ln, Hampstead, NC 28443 Property Records

Pender County property record for 176 Zonnie Ln, Hampstead, NC 28443

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,620 sqft · built 2017
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$281,000 (Sep 2026)
Tax Bill	$1,545 (2025)
Deeds & Mortgages	Sep 2026 Sale Jul 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4224-14-1519-0000`

Property Details

APN / Parcel Number

Primary APN	`4224-14-1519-0000`
Alternative APNs	`400975532` `975532`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Construction Type	Manufactured
Foundation Type	Raised
Roof Type	Gable/Hip
Lot Area	20,909 sqft (0.48 acres)
Deck Area	12 sqft
Lean-To	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	400975532
Street Address	176 ZONNIE LN
City	HAMPSTEAD
State	NC
Zip	28443-8721
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R20
Legal Description	.48 ACRE POR TR C
Legal Tract	C
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1015
Census Tract	920201

Owner

Source: Pender County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	435 ROBERTS RD, HAMPSTEAD, NC 28443-8708
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 3, 2017	Loan Modification, Mortgage · FHA Mortgage VANDERBILT MTG & FIN
May 15, 2017	Warranty Deed, Transfer VANDERBILT MTG & FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2026 · Amount on Record
Deed Sale	Sep 22, 2026 · Amount on Record
Prior Sale	May 15, 2017 · Amount on Record
Deed Document Number	202620161460
Deed Book / Page	4903 / 2155
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Sep 22, 2026
Property Address	176 ZONNIE LN, HAMPSTEAD, NC 28443-8721
Document Number	0020161460
Book / Page	4903 / 2155
Instrument Date	Sep 18, 2026
Instrument	202620161460
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$56,762.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 ROBERTS RD, HAMPSTEAD, NC 28443-8708

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PENDER NC
Property Address	176 ZONNIE LN, HAMPSTEAD, NC 28443-8721
Document Number	0046482071
Instrument Date	Jul 3, 2017
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 ZONNIE LN HAMPSTEAD NC 28443, HAMPSTEAD, NC 28443

Mortgage

Document Number	0046482071
Date	Aug 4, 2017
Book Page	004648/002071
Instrument	20027005

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2047

Interest

Rate Type	Fixed Rate
Rate	4.95%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	May 15, 2017
Property Address	176 ZONNIE LN, HAMPSTEAD, NC 28443-8721
Document Number	0046430578
Book / Page	004643 / 000578
Instrument Date	May 5, 2017
Instrument	20023714
Transaction Type	Transfer
Record Updated	May 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$59.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	329 MASTERS LN HAMPSTEAD NC 284432628, HAMPSTEAD, NC 28443-2628

Mortgage

Document Number	46430582
Date	May 15, 2017
Book Page	004643/000582
Instrument	20023715

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 14, 2047

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,545.00 (+16.96%)	$298,067 (+104.9%) Land $43,943 Building $254,124	$298,067 (+104.9%) Land $43,943 Building $254,124
2023		$145,471 (-) Land $34,637 Building $110,834	$145,471 (-) Land $34,637 Building $110,834
2022	$1,321.00	$145,471 Land $34,637 Building $110,834	$145,471 Land $34,637 Building $110,834

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims Hurricane Fran, Sep 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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