176 Whitehurst Ln, Lowgap, NC 27024 Property Records

Surry County property record for 176 Whitehurst Ln, Lowgap, NC 27024

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,560 sqft · built 2013
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,162 (2025)
Deeds & Mortgages	Aug 2020 Refinance Aug 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`4070-00-34-3246`

Property Details

APN / Parcel Number

Primary APN	`4070-00-34-3246`
Alternative APN	`100117082`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2021
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	47,916 sqft (1.1 acres)
Porch	Slab
Porch Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100117082
Street Address	176 WHITEHURST LN
City	LOWGAP
State	NC
Zip	27024-7176
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RA
Jurisdiction	SURRY NC
Township / Civil Division	STEWARTS CREEK
Census Block Group	1
Census Block	1018
Census Tract	930804

Owner

Source: Surry County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1010 BEULAH CHURCH RD, LOWGAP, NC 27024-7152
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION
Aug 31, 2020	Warranty Deed, Transfer · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 1996
Deed Sale	Aug 1, 1996
Prior Sale	Dec 1, 1993
Deed Book / Page	621 / 1009
Last Transfer Date	Aug 25, 2020
Transfer Doc	1723/1028
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	176 WHITEHURST LN, LOWGAP, NC 27024-7176
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01723/1030
Date	Aug 31, 2020
Book Page	1723/1030
Instrument	675738

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Aug 31, 2020
Property Address	176 WHITEHURST LN, LOWGAP, NC 27024-7176
Document Number	1723/1028
Book / Page	1723 / 1028
Instrument Date	Aug 25, 2020
Instrument	675737
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 BEULAH CHURCH RD, LOWGAP, NC 27024-7152

Mortgage

Document Number	1723/1030
Date	Aug 31, 2020
Book Page	1723/1030
Instrument	675738

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

Source: Surry County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,162.00 (+45.8%)	$184,510 (+27.75%) Land $10,000 Building $174,510	$184,510 (+27.75%) Land $10,000 Building $174,510
2023	$797.00	$144,430 Land $10,000 Building $134,430	$144,430 Land $10,000 Building $134,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

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