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176 Waters Rd, Jacksonville, NC 28546 Property Records

Onslow County property record for 176 Waters Rd, Jacksonville, NC 28546

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 862 sqft · built 1989
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Tax Bill$780 (2026)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1114-2.4

Property Details

APN / Parcel Number

Primary APN1114-2.4
Alternative APNs
  • 480372000
  • 048250

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area862 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number480372000
Street Address176 WATERS RD
CityJACKSONVILLE
StateNC
Zip28546-9717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionSR 1411
JurisdictionONSLOW NC
Township / Civil DivisionWHITE OAK
Census Block Group2
Census Block2012
Census Tract103

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address104 HUNTER RD, SEARCY, AR 72143-7052
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2021
Deed SaleNov 29, 2021
Prior SaleJul 26, 2012 · Amount on File
Deed Book / Page5629 / 797
Prior Transfer DateJun 7, 2021
Prior Transfer Doc0056290797
Record UpdatedOct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionONSLOW NC
Recording DateNov 29, 2021
Property Address176 WATERS RD, JACKSONVILLE, NC 28546-9717
Document Number0056290797
Book / Page5629 / 797
Instrument DateJun 7, 2021
Transaction TypeTransfer
Record UpdatedMay 5, 2022
Title CompanyNOT AVAILABLE, CLIENTFIRST TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 WATERS RD, JACKSONVILLE, NC 28546-9717

Mortgage

Document Number0005629803
DateNov 29, 2021
Instrument5629/803
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term351 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$780.00$162,859 (+36.73%) Land $33,750 Building $129,109$162,859 (+36.73%) Land $33,750 Building $129,109
2025$780.00$119,108 (-) Land $33,750 Building $85,358$119,108 (-) Land $33,750 Building $85,358
2023$780.00$119,108 Land $33,750 Building $85,358$119,108 Land $33,750 Building $85,358

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims8 (1996–2018)
Claims Outside the SFHA6 of 8
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims
  • Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 2 claims
  • Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 75% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSLOW WTR AND SEWER AUTHORITY
serves 156,755 people · EPA ID NC0467035
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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