San Joaquin County property record for 176 W Moraga St, Tracy, CA 95391
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,347 sqft · built 2007 |
| Lot Size | 0.068 acres (2,975 sqft) |
| Owner | Trust Name on File |
| Last Sale | $258,000 (Apr 2013) |
| Tax Bill | $7,574 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 256-050-050-000 |
| Primary APN | 256-050-050-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,347 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 2,975 sqft (0.068 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 256-050-05 |
|---|---|
| Street Address | 176 W MORAGA ST |
| City | TRACY |
| State | CA |
| Zip | 95391-1183 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | 06-FM PT OF 209-040-16/RM 40-029 |
| Legal Subdivision | MOUNTAIN HOUSE NEIGHBORHOOD G |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 5221 |
176 W Moraga St is owner-occupied and held in a trust since April 2013.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 176 W MORAGA ST, TRACY, CA 95391-1183 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP |
| Jul 1, 2022 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE INS CO |
| Mar 27, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Sep 30, 2016 | Deed of Trust, Mortgage · Conventional Mortgage AEM LOAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2013 · Amount on File |
| Deed Sale | Apr 9, 2013 · Amount on File |
| Prior Sale | Sep 17, 2010 · Amount on File |
| Deed Document Number | 201346488 |
| Prior Transfer Date | May 9, 2007 |
| Prior Transfer Doc | 0000089525 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 1, 2022 |
| Property Address | 176 W MORAGA ST, MOUNTAIN HOUSE, CA 95391-1183 |
| Document Number | 0000081683 |
| Map Reference | MB 40 PG 29 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 2022-081683 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 176 W MORAGA ST, MOUNTAIN HOUSE, CA 95391-1183 |
| Document Number | 0000081684 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 2022-081684 |
| Name | GENERAL MORTGAGE CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 342 Months |
| Due | Jan 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 1, 2022 |
| Property Address | 176 W MORAGA ST, MOUNTAIN HOUSE, CA 95391-1183 |
| Document Number | 0000081685 |
| Map Reference | MB 40 PG 29 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 2022-081685 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 176 W MORAGA ST, MOUNTAIN HOUSE, CA 95391-1183 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 27, 2017 |
| Property Address | 176 W MORAGA ST, MOUNTAIN HOUSE, CA 95391-1183 |
| Document Number | 0000034336 |
| Instrument Date | Feb 7, 2017 |
| Instrument | 34336 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3375 BEL MIRA WAY SAN JOSE CA 951352359, SAN JOSE, CA 95135-2359 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 176 W MORAGA ST, MOUNTAIN HOUSE, CA 95391-1183 |
| Document Number | 0000096034 |
| Instrument Date | Sep 30, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3375 BEL MIRA WAY SAN JOSE CA 951352359, SAN JOSE, CA 95135-2359 |
| Document Number | 0000096034 |
|---|---|
| Date | Aug 22, 2017 |
| Instrument | 96034 |
| Name | AEM LOAN |
|---|---|
| Address | MILPITAS, CA 95035 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 21, 2047 |
The 2026 property tax bill for 176 W Moraga St was $7,574, up 23.6% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Mountain House City |
| Unified School District | Lammersville Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,574.00 (+23.62%) | ||
| 2025 | $6,127.00 | $317,700 Land $78,807 Building $238,893 | |
| 2023 | $5,863.00 (+2.2%) | $305,365 Land $75,748 Building $229,617 | $635,580 |
| 2022 | $5,737.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 176 W Moraga St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 176 W Moraga St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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