Cook County property record for 176 W Cunningham Dr, Palatine, IL 60067
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,400 sqft · built 1972 |
| Lot Size | 0.23 acres (10,010 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $590,000 (Apr 2024) |
| Tax Bill | $10,268 (2023) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-10-207-014 |
| Primary APN | 02-10-207-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 10,010 sqft (0.23 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 176 W CUNNINGHAM DR |
|---|---|
| City | PALATINE |
| State | IL |
| Zip | 60067-2612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (ENGLISH) (VALLEY) (UNIT2) SUB OF PT OF EH NE SEC 10-42-10 |
| Legal Range | 10E |
| Legal Township | 42N |
| Legal Section | 10 |
| Legal Subdivision | ENGLISH VALLEY UNIT2 |
| Legal Lot Number | 99 |
| Legal Unit | 2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | PALATINE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 803604 |
176 W Cunningham Dr is owned by two individuals who bought it in April 2024.
Source: Cook County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4727 HELENA ST, DENVER, CO 80239-5521 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 28, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SUNFLOWER BANK NA |
| Apr 15, 2024 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Nov 30, 2017 | Warranty Deed, Transfer · Conventional with PMI WINTRUST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2024 · Amount on File |
| Deed Sale | Apr 15, 2024 · Amount on File |
| Prior Sale | Nov 30, 2017 · Amount on File |
| Deed Document Number | 20249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 176 W CUNNINGHAM DR, PALATINE, IL 60067-2612 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 176W CUNNINGHAM DR, PALATINE, IL 60067 |
| Document Number | 0033221034 |
|---|---|
| Date | Nov 28, 2025 |
| Instrument | 2533221034 |
| Name | SUNFLOWER BANK NA |
|---|---|
| Type | Bank |
| Address | RICHARDSON, TX 75083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 15, 2024 |
| Property Address | 176 W CUNNINGHAM DR, PALATINE, IL 60067-2612 |
| Document Number | 0010624069 |
| Map Reference | DOC 2530573 |
| Instrument Date | Mar 24, 2024 |
| Instrument | 2410624069 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 176 W CUNNINGHAM DR, PALATINE, IL 60067-2612 |
| Document Number | 0010624070 |
|---|---|
| Date | Apr 15, 2024 |
| Instrument | 2410624070 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 176 W CUNNINGHAM DR, PALATINE, IL 60067-2612 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0020121316 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2120121316 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 30, 2017 |
| Property Address | 176 W CUNNINGHAM DR, PALATINE, IL 60067-2612 |
| Document Number | 1733412042 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 33412042 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $358.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 906 E PADDOCK DR PALATINE IL 600747130, PALATINE, IL 60074-7130 |
| Document Number | 1733412043 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 33412043 |
| Name | WINTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEMONT, IL 60018 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 29, 2047 |
| Rate | 3.87% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Palatine Township |
| Municipality | Palatine Village |
| Elementary School District | Palatine Community Consolidated School District 15 (PK - 08) |
| Secondary School District | Township High School District 211 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58,001 Land $9,510 Building $48,491 | $580,010 Land $95,100 Building $484,910 | |
| 2023 | $10,268.00 (+3.69%) | ||
| 2022 | $9,903.00 Homeowner's exemption | $38,000 Land $8,008 Building $29,992 | $380,000 Land $80,080 Building $299,920 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 176 W Cunningham Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 176 W Cunningham Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALATINE serves 70,875 people · EPA ID IL0312340 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST WATER COMMISSION |
| Last State Inspection | Feb 2026 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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