Sonoma County property record for 176 W Cotati Oaks Ct, Cotati, CA 94931
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,492 sqft · built 1981 |
| Lot Size | 0.401 acres (17,448 sqft) |
| Owner | Individual Name on File |
| Last Sale | $177,500 (Mar 1994) |
| Tax Bill | $3,789 (2025) |
| Deeds & Mortgages | Mar 2022 Reverse Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 144-161-017-000 |
| Primary APN | 144-161-017-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,492 sqft Living Area |
| Gross Area | 2,020 sqft |
| 1st Floor Area | 1,492 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 17,448 sqft (0.401 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Old Parcel Number | 144-161-017 |
|---|---|
| Street Address | 176 W COTATI OAKS CT |
| City | COTATI |
| State | CA |
| Zip | 94931-5113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITYCO |
| Legal Description | LOT 12 |
| Legal Subdivision | WEST COTATI OAKS SU |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | PETALUMA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 151206 |
176 W Cotati Oaks Ct is owned and occupied by an individual who bought it in March 1994.
Source: Sonoma County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 176 W COTATI OAKS CT, COTATI, CA 94931-5113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 1994 · Amount on File |
| Deed Sale | Mar 21, 1994 · Amount on File |
| Deed Document Number | 199437552 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 176 W COTATI OAKS CT, COTATI, CA 94931-5113 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 176 W COTATI OAKS CT, COTATI, CA 94931-5113 |
| Document Number | 0000020517 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 2022020517 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.77% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 7.77% |
The 2025 property tax bill for 176 W Cotati Oaks Ct was $3,789 with a homeowner's exemption.
Source: Sonoma County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Cotati City |
| Unified School District | Cotati-Rohnert Park Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $304,524 (+2%) Land $154,408 Building $150,116 | |
| 2025 | $3,789.00 Homeowner's exemption | $298,554 Land $151,381 Building $147,173 |
| 2023 | $3,673.00 (+1.86%) Homeowner's exemption | $286,962 Land $145,503 Building $141,459 |
| 2022 | $3,606.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 176 W Cotati Oaks Ct in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 176 W Cotati Oaks Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COTATI serves 7,290 people · EPA ID CA4910016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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