176 Upper Lake Dr, Easley, SC 29640 Property Records

Pickens County property record for 176 Upper Lake Dr, Easley, SC 29640

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,629 sqft · built 2003
Lot Size	0.61 acres (26,701 sqft)
Owner	2 Individual Names on Record
Last Sale	$472,500 (Aug 2022)
Tax Bill	$2,189 (2025)
Deeds & Mortgages	Aug 2022 Sale & Line of Credit May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5120-09-06-3500`

Property Details

APN / Parcel Number

Primary APN	`5120-09-06-3500`
Alternative APN	`R0045509`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,629 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	26,701 sqft (0.61 acres)
Garage Type	Attached
Garage Area	555 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	125 sqft
Deck Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	R0045509
Street Address	176 UPPER LAKE DR
City	EASLEY
State	SC
Zip	29640-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTAGUE LAKES LOT 043; PLAT 330/7,8 PLAT 329/15
Legal Subdivision	MONTAGUE LAKES
Legal Tract	1
Legal Block	6
Legal Lot Number	43
Jurisdiction	PICKENS SC
Township / Civil Division	EASLEY EAST
Census Block Group	1
Census Block	1010
Census Tract	10603

Owner

Source: Pickens County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	176 UPPER LAKE DR, EASLEY, SC 29640-8719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed, Transfer · Line of Credit PICKENS SAVINGS & LOAN ASSN FA
May 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2022 · Amount on Record
Deed Sale	Aug 24, 2022 · Amount on Record
Prior Sale	Jul 2, 2008 · Amount on Record
Deed Document Number	202214572
Deed Book / Page	2442 / 219
Prior Transfer Date	Apr 12, 2005
Prior Transfer Doc	000897/0207
Record Updated	Jun 8, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Aug 24, 2022
Property Address	176 UPPER LAKE DR, EASLEY, SC 29640-8719
Document Number	0000014572
Book / Page	2442 / 219
Map Reference	MB 330 PG 7&8
Instrument Date	Aug 18, 2022
Instrument	202214572
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,748.25
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	176 UPPER LAKE DR, EASLEY, SC 29640-8719

Mortgage

Document Number	0000014573
Date	Aug 24, 2022
Instrument	202214573

Lender

Name	PICKENS SAVINGS & LOAN ASSN FA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	176 UPPER LAKE DR, EASLEY, SC 29640-8719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006861
Date	May 16, 2018
Book Page	5346/136
Instrument	201806861

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	COLUMBIA, SC 29202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 20, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,189.00 (-9.32%)	$19,770 (-1.25%) Land $2,200 Building $17,570	$494,200 (-1.28%) Land $55,000 Building $439,200
2024	$2,414.00 (+1.39%)	$20,020 (-0.1%) Land $1,140 Building $18,880	$500,600 (-0.08%) Land $28,500 Building $472,100
2023	$2,381.00 (+58.52%)	$20,040 (+61.61%) Land $1,140 Building $18,900	$501,000 (+61.61%) Land $28,500 Building $472,500
2022	$1,502.00	$12,400 Land $1,140 Building $11,260	$310,000 Land $28,500 Building $281,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DACUSVILLE-CEDAR ROCK WT CO serves 8,700 people · EPA ID SC3920008
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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