176 Tracy Ave, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 176 Tracy Ave, Lynn, MA 01902

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,287 sqft · built 1915
Lot Size0.103 acres (4,500 sqft)
Owner2 Individual Names on File
Tax Bill$6,923 (2025)
Deeds & MortgagesMar 2024 Refinance
Flood ZoneZone X (minimal risk)
APNB:085 L:492 S:007

Property Details

APN / Parcel Number

Primary APNB:085 L:492 S:007
Alternative APN
  • LYNN M:085 B:492 L:007

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories3 Stories
Building Area2,287 sqft Living Area
Gross Area3,937 sqft
Basement Area794 sqft
Unfinished Basement794 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1966
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,500 sqft (0.103 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address176 TRACY AVE
CityLYNN
StateMA
Zip01902-2128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block492
Legal Lot Number7
JurisdictionLYNN MA
Township / Civil DivisionLYNN
Census Block Group3
Census Block3003
Census Tract205200

Owner

176 Tracy Ave is owned and occupied by two individuals.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address176 TRACY AVE, LYNN, MA 01902-2128
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNN MA
Property Address176 TRACY AVE, LYNN, MA 01902-2128
Transaction TypeMortgage
Record UpdatedMar 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042005-438
DateMar 1, 2024
Book Page42005/438
Instrument20240301000790
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 176 Tracy Ave was $6,923, up 7.5% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityLynn City
Unified School DistrictLynn School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,923.00 (+7.48%)$668,200 (+9.24%) Land $198,800 Building $469,400$809,115
2024$6,441.00 (+3.97%)$611,700 (+10.1%) Land $189,300 Building $422,400
2023$6,195.00$555,600 Land $184,600 Building $371,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 176 Tracy Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 176 Tracy Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN WATER AND SEWER COMM
serves 101,253 people · EPA ID MA3163000
Water SourceSurface water
Last State InspectionNov 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 992 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Starry.

Nearby Properties on Tracy Ave

Nearby Streets

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