176 Townsend Dr, Clayton, NC 27527 Property Records

Johnston County property record for 176 Townsend Dr, Clayton, NC 27527

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,293 sqft · built 2003
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Jan 2020)
Tax Bill	$5,339 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05I04035P`

Property Details

APN / Parcel Number

Primary APN	`05I04035P`
Alternative APN	`2000225077`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,293 sqft Living Area
Gross Area	5,433 sqft
1st Floor Area	1,416 sqft
Attic	Attic
Attic Area	788 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	382 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000225077
Street Address	176 TOWNSEND DR
City	CLAYTON
State	NC
Zip	27527-5220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 1044 GLEN LAUREL PH 10E 63/28
Legal Subdivision	GLEN LAUREL SUBDIVISION
Legal Phase	10E
Legal Lot Number	1044
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2003
Census Tract	40903

Owner

176 Townsend Dr is owned and occupied by two individuals who bought it in January 2020.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	176 TOWNSEND DR, CLAYTON, NC 27527-5220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL FEDERAL CREDIT UNION
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 9, 2020	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2020 · Amount on File
Deed Sale	Jan 9, 2020 · Amount on File
Prior Sale	Aug 13, 2004 · Amount on File
Deed Document Number	2020642584
Deed Book / Page	5502 / 380
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Recording Date	Jun 12, 2026
Property Address	176 TOWNSEND DR, CLAYTON, NC 27527-5220
Document Number	0000018969
Book / Page	7130 / 307
Instrument Date	Jun 8, 2026
Instrument	202618969
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 TOWNSEND DR, CLAYTON, NC 27527-5220

Mortgage

Document Number	0000018969,
Date	Jun 12, 2026
Book Page	7130/307
Instrument	202618969

Lender

Name	COASTAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	176 TOWNSEND DR, CLAYTON, NC 27527-5220
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000680454
Date	Sep 25, 2020
Book Page	5709/493
Instrument	2020680454

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jan 9, 2020
Property Address	176 TOWNSEND DR, CLAYTON, NC 27527-5220
Document Number	0000642584
Book / Page	5502 / 0380
Map Reference	MB 62 PG 397
Instrument Date	Dec 18, 2019
Instrument	2020642584
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	751 PEAKLAND PL, 751, RALEIGH, NC 27604-3085

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	176 TOWNSEND DR, CLAYTON, NC 27527-5220

Mortgage

Document Number	0000642585
Date	Jan 9, 2020
Instrument	2020642585

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 176 Townsend Dr was $5,339, down 1% from the year before.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Municipality	Clayton Town
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,339.00 (-0.98%)	$533,940 (-) Land $90,000 Building $443,940	$533,940 (-) Land $90,000 Building $443,940
2025	$5,392.00	$533,940 Land $90,000 Building $443,940	$533,940 Land $90,000 Building $443,940
2023	$4,807.00	$372,660 Land $61,000 Building $311,660	$372,660 Land $61,000 Building $311,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 176 Townsend Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Townsend Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO CREEK S/D private · serves 721 people · EPA ID NC0351189
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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