St. Johns County property record for 176 Summerhill Cir, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,036 sqft · built 2005 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $515,000 (Aug 2025) |
| Tax Bill | $5,851 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 135411-0590 |
| Primary APN | 135411-0590 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,036 sqft Living Area |
| Gross Area | 3,632 sqft |
| 1st Floor Area | 1,386 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 596 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 390 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 173 sqft |
| Patio Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 176 SUMMERHILL CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 48/3-6 SUMMERHILL LOT 59 OR6211/718 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 01 |
| Legal Subdivision | SUMMERHILL |
| Legal Block | 2 |
| Legal Lot Number | 59 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21301 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 176 SUMMERHILL CIR, SAINT AUGUSTINE, FL 32086-5924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Aug 28, 2025 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLO |
| Oct 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage JET HOMELOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2025 · Amount on Record |
| Deed Sale | Aug 28, 2025 · Amount on Record |
| Prior Sale | Oct 4, 2019 · Amount on Record |
| Deed Document Number | 202570353 |
| Deed Book / Page | 6211 / 718 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 28, 2025 |
| Property Address | 176 SUMMERHILL CIR, SAINT AUGUSTINE, FL 32086-5924 |
| Document Number | 0062110718 |
| Book / Page | 6211 / 718 |
| Map Reference | MB 48 PG 3-6 |
| Instrument Date | Aug 27, 2025 |
| Instrument | 2025070353 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,605.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 121 OXMOOR RD # 3102, 3102, SAINT AUGUSTINE, FL 32084-0239 |
| Name | Verified Name |
|---|---|
| Address | 176 SUMMERHILL CIR, ST AUGUSTINE, FL 32086-5924 |
| Document Number | 0006211720 |
|---|---|
| Date | Aug 28, 2025 |
| Instrument | 6211/720 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLO |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Sep 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | SOFR Average 30-Day |
| Margin | 2 |
| Max Rate | 11.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 4, 2019 |
| Property Address | 176 SUMMERHILL CIR, SAINT AUGUSTINE, FL 32086-5924 |
| Document Number | 0048080993 |
| Book / Page | 4808 / 0993 |
| Map Reference | MB 48 PG 3-6 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 2019074310 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 176 SUMMERHILL CIR, SAINT AUGUSTINE, FL 32086-5924 |
| Document Number | 0004808995 |
|---|---|
| Date | Oct 4, 2019 |
| Instrument | 4808/995 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $440,251 (+0.09%) Land $80,000 Building $360,251 | $440,251 (+0.09%) Land $80,000 Building $360,251 | |
| 2025 | $5,851.00 (+13.41%) | $439,848 (-2.21%) | $439,848 (-2.21%) Land $80,000 Building $359,848 |
| 2024 | $5,159.00 (+3.2%) | $449,791 (-0.18%) | $449,791 (-0.18%) Land $80,000 Building $369,791 |
| 2023 | $4,999.00 (+10.38%) | $450,616 (+13.01%) | $450,616 (+13.01%) Land $80,000 Building $370,616 |
| 2022 | $4,529.00 | $398,744 | $398,744 Land $78,400 Building $320,344 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 9 (1984–2017) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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