176 Stone Store Rd, Middleburgh, NY 12122 Property Records

Schoharie County and Broome Town property record for 176 Stone Store Rd, Middleburgh, NY 12122

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,260 sqft · built 1965
Lot Size1.37 acres (59,677 sqft)
Owner2 Individual Names on File
Tax Bill$2,682 (2026)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN432200 174.-1-24

Property Details

APN / Parcel Number

Primary APN432200 174.-1-24
Alternative APNs
  • 220017400000010240000000
  • 415J100042

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,260 sqft Living Area
1st Floor Area1,260 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area59,677 sqft (1.37 acres)
Lot Width111 ft Width
Garage TypeBasement

Exterior Amenities

PorchSlab
Porch Area224 sqft
Shed1 Shed
CabinCabin

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number415J100042
Street Address176 STONE STORE RD
CityMIDDLEBURGH
StateNY
Zip12122-4118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal DescriptionRES 3
Legal Block1
Legal Lot Number24.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionBROOME
Census Block Group3
Census Block3097
Census Tract740800

Owner

176 Stone Store Rd is owned and occupied by two individuals.

Source: Schoharie County and Broome Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address176 STONE STORE RD, MIDDLEBURGH, NY 12122-4118
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address176 STONE STORE RD, MIDDLEBURGH, NY 12122-4118
Transaction TypeMortgage
Record UpdatedJun 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001804/0000000254
DateMay 30, 2018
Book Page0000001804/0000000254
Instrument000000741719
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 176 Stone Store Rd was $2,682, up 11.1% from the year before.

Source: Schoharie County and Broome Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionBroome Town
Unified School DistrictGilboa-Conesville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,682.00 (+11.1%)
2025$2,414.00$139,800 Land $26,300 Building $113,500$139,800 Land $26,300 Building $113,500
2023$110,000 (+31.42%) Land $25,300 Building $84,700$110,000 (+14.34%) Land $25,300 Building $84,700
2022$83,700 Land $20,500 Building $63,200$96,207 Land $23,563 Building $72,644
2021$1,401.00 (-59.5%)
2020$3,459.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 176 Stone Store Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Stone Store Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MIDTEL
Fiber
500 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Stone Store Rd

Nearby Streets

Search Property Records by Address or Parcel Number