176 Stone School Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 176 Stone School Rd, Sutton, MA 01590 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,007 sqft · built 2002
Lot Size	1.84 acres (80,436 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (Jul 2025)
Tax Bill	$10,852 (2025)
Deeds & Mortgages	Jul 2025 Sale & Refinance Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SUTT M:0018 P:122`

Property Details

APN / Parcel Number

Primary APN	`SUTT M:0018 P:122`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,007 sqft Living Area
Gross Area	6,889 sqft
1st Floor Area	1,735 sqft
Basement Area	1,735 sqft
Unfinished Basement	1,735 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,436 sqft (1.84 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	176 STONE SCHOOL RD
City	SUTTON
State	MA
Zip	01590-3725
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SUTTON MA
Township / Civil Division	SUTTON
Census Block Group	4
Census Block	4003
Census Tract	751101

Owner

Source: Worcester County and Sutton Town records · APN SUTT M:0018 P:122

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	176 STONE SCHOOL RD, SUTTON, MA 01590-3725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance HOMEFIELD CREDIT UNION
Feb 20, 2018	Deed of Trust, Mortgage POLI MORTGAGE GROUP INC
Jun 05, 2017	Quit Claim Deed, Transfer · FHA Mortgage HOME POINT FINL CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 2025 · Amount on Record
Deed Sale	Jul 17, 2025 · Amount on Record
Prior Sale	Jun 05, 2017 · Amount on Record
Deed Book / Page	72268 / 69
Record Updated	Sep 20, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Jul 17, 2025
Property Address	176 STONE SCHOOL RD, SUTTON, MA 01590-3725
Document Number	0072268-69
Book / Page	72268 / 69
Instrument Date	Jul 17, 2025
Instrument	58818
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	176 STONE SCHOOL RD, SUTTON, MA 01590-3725

Mortgage

Document Number	0000058819
Date	Jul 17, 2025
Instrument	58819

Lender

Name	HOMEFIELD CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Aug 01, 2030
Index	1-Year CMT

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	176 STONE SCHOOL RD, SUTTON, MA 01590-3725
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58453-224
Date	Feb 20, 2018
Book Page	58453/224
Instrument	16283

Lender

Name	POLI MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2048

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUTTON MA
Recording Date	Jun 05, 2017
Property Address	176 STONE SCHOOL RD, SUTTON, MA 01590-3725
Document Number	57213-338
Book / Page	57213 / 338
Instrument	57192
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$92.22
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 STONE SCHOOL RD, SUTTON, MA 01590-3725

Mortgage

Document Number	572130340
Date	Jun 05, 2017
Instrument	57213/0340

Lender

Name	HOME POINT FINL CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	4.47%
Max Rate At Change	70.1%
Max Rate	13%

Tax Assessment & Valuation

Source: Worcester County and Sutton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sutton Town
Unified School District	Sutton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,852.00 (-1.27%)	$902,800 (+4.14%) Land $188,100 Building $714,700	$868,870 (-0.96%)
2024	$10,992.00 (-3.91%)	$866,900 (+4.96%) Land $179,900 Building $687,000	$877,325
2023	$11,439.00	$825,900 Land $163,100 Building $662,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277511014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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