Carroll County and Effingham Town property record for 176 Stevens Rd, Effingham, NH 03882
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,328 sqft · built 1999 |
| Lot Size | 2.01 acres (87,556 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Nov 2021) |
| Tax Bill | $6,124 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | EFFI M:00102 B:000064 L:000000 |
| Primary APN | EFFI M:00102 B:000064 L:000000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,328 sqft Living Area |
| Gross Area | 2,992 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 87,556 sqft (2.01 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 176 STEVENS RD |
|---|---|
| City | EFFINGHAM |
| State | NH |
| Zip | 03882-8647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA RU |
| Legal Block | 64 |
| Jurisdiction | EFFINGHAM TOWN NH |
| Township / Civil Division | EFFINGHAM |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 955801 |
176 Stevens Rd is owned and occupied by two individuals who bought it in November 2021.
Source: Carroll County and Effingham Town records, as of April 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 176 STEVENS RD, EFFINGHAM, NH 03882-8647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on File |
| Deed Sale | Nov 19, 2021 · Amount on File |
| Deed Document Number | 202117540 |
| Deed Book / Page | 3634 / 630 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM TOWN NH |
| Recording Date | Nov 19, 2021 |
| Property Address | 176 STEVENS RD, EFFINGHAM, NH 03882-8647 |
| Document Number | 003634-0630 |
| Book / Page | 3634 / 630 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 2117540 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 104 MAIN ST, PLAISTOW, NH 03865-3042 |
| Document Number | 0002117541 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 2117541 |
| Name | ST MARYS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 176 Stevens Rd was $6,124, down 4.4% from the year before.
Source: Carroll County and Effingham Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Carroll County |
| County Subdivision | Effingham Town |
| Unified School District | Governor Wentworth Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,124.00 (-4.37%) | $398,200 (+71.12%) Land $167,200 Building $231,000 | |
| 2024 | $6,404.00 (+12.39%) | $232,700 (+0.82%) Land $110,900 Building $121,800 | $440,895 |
| 2023 | $5,698.00 (-2.8%) | $230,800 (-7.2%) Land $110,900 Building $119,900 | |
| 2022 | $5,862.00 | $248,700 Land $128,800 Building $119,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 176 Stevens Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 176 Stevens Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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