176 Spruce St, Spindale, NC 28160 Property Records

Rutherford County property record for 176 Spruce St, Spindale, NC 28160

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 936 sqft · built 1990
Lot Size6.98 acres (304,049 sqft)
OwnerCompany Name on Record
Tax Bill$470 (2022)
Flood ZoneZone X (minimal risk)
APN1211500

Property Details

APN / Parcel Number

Primary APN1211500
Alternative APN
  • 20666

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area936 sqft Heated Area
FlooringVinyl/Resilient
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Exterior MaterialBlock
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area304,049 sqft (6.98 acres)
PorchOpen Porch
Porch Area50 sqft

Utilities, Heating & Cooling

Cooling SystemFan Cooling
Heating SystemHeat Pump

Location & Zoning

Account Number20666
Street Address176 SPRUCE ST
CitySPINDALE
StateNC
Zip28160-2049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHCI
Legal DescriptionGPIN:1630171106670000; RES OFF LEDBETTER RD
Legal SubdivisionLEDBETTER MILL
Legal Block1
Legal Lot Number56
JurisdictionRUTHERFORD NC
Township / Civil DivisionRUTHERFORDTON
Census Block Group3
Census Block3010
Census Tract960600

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address259 LEDBETTER RD, SPINDALE, NC 28160-5229
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Deed Document Number000019E346
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
MunicipalitySpindale Town
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$68,000 Land $15,600 Building $52,400$68,000 Land $15,600 Building $52,400
2022$470.00
2021$470.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 68% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD RIVER WATER AUTHORITY
serves 19,136 people · EPA ID NC0181035
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable
2,000 / 50
Pangaea Internet
Fiber
500 / 500
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce St

Nearby Streets

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