176 Seneca Trl, Crestview, FL 32536 Property Records

Okaloosa County property record for 176 Seneca Trl, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,501 sqft · built 2020
Lot Size	1.04 acres (45,418 sqft)
Owner	Individual Name on File
Last Sale	$187,500 (Oct 2020)
Tax Bill	$2,398 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Oct 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`C56-001-025-9375-3`

Property Details

APN / Parcel Number

Primary APN	`C56-001-025-9375-3`
Alternative APNs	`11-3N-24-1301-000C-0040` `24N3111301000C0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,501 sqft Living Area
Gross Area	2,282 sqft
1st Floor Area	1,501 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	45,418 sqft (1.04 acres)
Garage Type	Attached
Garage Area	505 sqft
Porch	Finished/Open Porch
Porch Area	136 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	176 SENECA TRL
City	CRESTVIEW
State	FL
Zip	32536-6545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN TRAILS PH VII LOT 4 BLK C
Legal Range	24W
Legal Township	03N
Legal Section	11
Legal Subdivision	INDIAN TRAIL
Legal Phase	7
Legal Block	C
Legal Lot Number	4
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	5
Census Block	5016
Census Tract	20500

Owner

Source: Okaloosa County assessment roll, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	176 SENECA TRL, CRESTVIEW, FL 32536-6545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2017	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK COAST
Oct 12, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
Nov 14, 2019	Grant Deed, Transfer MOULTON LAND TITLE INC
Sep 13, 2019	Trustee's Deed, Construction Loan · Construction Mortgage COMMUNITY BK/MS
Feb 23, 2018	Grant Deed MAIN STREET LAND TITLE COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 12, 2020 · Amount on Record
Deed Sale	Oct 12, 2020 · Amount on Record
Prior Sale	Apr 14, 2016
Deed Document Number	20203398027
Deed Book / Page	3498 / 820
Last Transfer Date	Jul 26, 2024
Transfer Doc	0003704554
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	176 SENECA TRL, CRESTVIEW, FL 32536-6545
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032913651
Date	Mar 20, 2017
Book Page	3291/3651
Instrument	3123902

Lender

Name	COMMUNITY BANK COAST
Type	Bank
Address	MIRAMAR BEACH, FL 32550

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 12, 2020
Property Address	176 SENECA TRL, CRESTVIEW, FL 32536-6545
Document Number	0034980820
Book / Page	3498 / 820
Map Reference	MB 24 PG 78-80
Instrument Date	Oct 9, 2020
Instrument	3398027
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 21, 2022
Title Company	PRATT AYCOCK TTL LLC CRESTVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1918, CRESTVIEW, FL 32536-7918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 SENECA TRL, CRESTVIEW, FL 32536-6545

Mortgage

Document Number	0003498822
Date	Oct 12, 2020
Instrument	3498/822

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 14, 2019
Property Address	176 SENECA TRL, CRESTVIEW, FL 32536-6545
Document Number	0034284734
Book / Page	003428 / 004734
Instrument Date	Nov 12, 2019
Instrument	3318268
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1918 CRESTVIEW FL 325367918, CRESTVIEW, FL 32536-7918

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 13, 2019
Property Address	176 SENECA TRL, CRESTVIEW, FL 32536-6545
Document Number	0034184863
Book / Page	003418 / 004863
Instrument Date	Sep 10, 2019
Instrument	3304763
Transaction Type	Construction Loan
Record Updated	Oct 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	499 N FERDON BLVD CRESTVIEW FL 325362729, CRESTVIEW, FL 32536-2729

Mortgage

Document Number	34184863
Date	Sep 13, 2019
Book Page	003418/004863
Instrument	3304763

Lender

Name	COMMUNITY BK/MS
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 23, 2018
Property Address	176 SENECA TRL, CRESTVIEW, FL 32536-6545
Document Number	0033382759
Book / Page	003338 / 002759
Instrument Date	Mar 14, 2017
Instrument	3190264
Record Updated	Mar 12, 2018
Title Company	MAIN STREET LAND TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	499 N FERDO BLVD CRESTVIEW FL 32536, CRESTVIEW, FL 32536

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,398.00 (+5.41%)	$193,090 (+5.99%)	$230,807 (-5.1%) Land $23,532 Building $207,275
2023	$2,275.00 (+3.17%) Homeowner's exemption	$182,183 (+3%)	$243,204 (+8.61%) Land $19,993 Building $223,211
2022	$2,205.00 Homeowner's exemption	$176,877	$223,926 Land $18,685 Building $205,241

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (1998–2017)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Oct 2017
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 2 claims Hurricane Georges, Sep 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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