176 Scholar Rd, Guyton, GA 31312 Property Records

Effingham County property record for 176 Scholar Rd, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,430 sqft · built 1991
Lot Size	0.609 acres (26,545 sqft)
Owner	2 Individual Names on Record
Last Sale	$121,000 (Jul 1995)
Tax Bill	$3,059 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0417D-064-000`

Property Details

APN / Parcel Number

Primary APN	`0417D-064-000`
Alternative APNs	`0092C064000` `0417D064` `14230`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,430 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	26,545 sqft (0.609 acres)
Garage Area	552 sqft

Exterior Amenities

Porch	Slab
Porch Area	25 sqft
Deck Area	392 sqft
Patio Area	392 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14230
Street Address	176 SCHOLAR RD
City	GUYTON
State	GA
Zip	31312-6240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 64
Legal Subdivision	S EFFINGHAM WOODS
Legal Phase	3
Legal Block	III
Legal Lot Number	64
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	3
Census Block	3005
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	176 SCHOLAR RD, GUYTON, GA 31312-6240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 1995 · Amount on Record
Deed Sale	Jul 27, 1995 · Amount on Record
Deed Book / Page	386 / 504
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	176 SCHOLAR RD, GUYTON, GA 31312-6240
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2384/913
Date	Jan 10, 2017
Book Page	2384/913
Instrument	000239

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2032

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	176 SCHOLAR RD, GUYTON, GA 31312-6240
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 SCHOLAR RD, GUYTON, GA 31312-6240

Mortgage

Document Number	0000002620/0000000553
Date	Sep 2, 2020
Book Page	0000002620/0000000553
Instrument	008992

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,270 (+12.77%) Land $22,800 Building $110,470	$333,175 (+12.77%) Land $57,000 Building $276,175
2025	$3,059.00 (+11.2%) Homeowner's exemption	$118,176 (+13.48%) Land $22,800 Building $95,376	$295,439 (+13.48%) Land $57,000 Building $238,439
2024	$2,751.00 (-0.22%) Homeowner's exemption	$104,138 (-18.15%) Land $22,800 Building $81,338	$260,345 (-18.15%) Land $57,000 Building $203,345
2023	$2,757.00 (-15.95%) Homeowner's exemption	$127,230 (+23.23%) Land $18,800 Building $108,430	$318,074 (+23.23%) Land $47,000 Building $271,074
2022	$3,280.00 Homeowner's exemption	$103,246 Land $18,800 Building $84,446	$258,116 Land $47,000 Building $211,116

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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