176 Sandyhook Rd, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 176 Sandyhook Rd, Ocean Pines, MD 21811

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,176 sqft · built 1993
Lot Size0.241 acres (10,493 sqft)
OwnerIndividual Name on Record
Last Sale$189,900 (Sep 2017)
Tax Bill$2,529 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-067092

Property Details

APN / Parcel Number

Primary APN03-067092
Alternative APN
  • 067092

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,176 sqft Total Area

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,493 sqft (0.241 acres)
PorchSlab
Porch Area25 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number067092
Street Address176 SANDYHOOK RD
CityBERLIN
StateMD
Zip21811-1621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOT B-03-349 10493 SQ FT SANDYHOOK RD PL OCEAN PINES SEC 3
Legal SubdivisionOCEAN PINES
Legal Lot Number349
JurisdictionWORCESTER MD
Township / Civil Division6, NORTHERN
Census Block Group2
Census Block2017
Census Tract950700

Owner

Source: Worcester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address176 SANDYHOOK RD, BERLIN, MD 21811-1621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Dec 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
USAA FSB
Sep 8, 2017Grant Deed, Transfer · Conventional Mortgage
USAA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2017 · Amount on Record
Deed SaleSep 8, 2017 · Amount on Record
Prior SaleJun 23, 2014 · Amount on Record
Deed Document Number20177072-215
Deed Book / Page7072 / 215
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address176 SANDYHOOK RD, OCEAN PINES, MD 21811-1621
Transaction TypeMortgage
Record UpdatedSep 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 SANDYHOOK RD, OCEAN PINES, MD 21811-1621

Mortgage

Document Number0085060263
DateDec 15, 2022
Book Page8506/263
Lender
NameCITIZENS BANK
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 4, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address176 SANDYHOOK RD, OCEAN PINES, MD 21811-1621
Transaction TypeMortgage
Record UpdatedSep 25, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0082520050
DateDec 7, 2021
Book Page8252/50
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueNov 1, 2036

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWORCESTER MD
Recording DateSep 8, 2017
Property Address176 SANDYHOOK RD, BERLIN, MD 21811-1621
Document Number0070720215
Book / Page007072 / 000215
Instrument DateAug 28, 2017
Transaction TypeTransfer
Record UpdatedNov 23, 2017
Title CompanyTITLE RESOURCES GUARANTY COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$189.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 SANDYHOOK RD BERLIN MD 218111621, BERLIN, MD 21811-1621

Mortgage

Document Number70720224
DateSep 8, 2017
Book Page007072/000224
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 7, 2047

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County
Unified School DistrictWorcester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$297,167 (+34.12%)$320,300 (+27.66%) Land $93,800 Building $226,500
2025$2,529.00 (+19.29%)
2023$2,120.00$221,567$250,900 Land $82,500 Building $168,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Nearby Flood Policies60 in force
Nearby Flood Claims26 (1985–2015)
Claims Outside the SFHA15 of 26
Most Recent ClaimOct 2015 · tidal / storm surge
Claims by Event
  • Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEAN PINES
serves 11,890 people · EPA ID MD0230005
Water SourceGroundwater
Last State InspectionJan 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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