Lake County property record for 176 Roberts St, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,648 sqft · built 2022 |
| Lot Size | 0.439 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $319,900 (Dec 2022) |
| Tax Bill | $3,821 (2024) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Feb 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-26-3100-00D-00200 |
| Primary APN | 13-18-26-3100-00D-00200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,648 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 19,166 sqft (0.439 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Utility Building | 5,160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3847976 |
|---|---|
| Street Address | 176 ROBERTS ST |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UMATILLA VAUGHN SUB W 20 FT OF LOT 2 LOT 3 E 15 FT OF LOT 4 BLK D PB 2 PG 27 ORB 6064 PG 1130 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | VAUGHN |
| Legal Tract | 3100 |
| Legal Block | D |
| Legal Lot Number | 2-4 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 30110 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 176 ROBERTS ST, UMATILLA, FL 32784-8457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 28, 2022 | Warranty Deed, Transfer FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Jul 6, 2021 | Warranty Deed, Transfer FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2022 · Amount on File |
| Deed Sale | Dec 9, 2022 · Amount on File |
| Prior Sale | Feb 28, 2022 · Amount on File |
| Deed Document Number | 2022158540 |
| Deed Book / Page | 6064 / 1130 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 9, 2022 |
| Property Address | 176 ROBERTS ST, UMATILLA, FL 32784-8457 |
| Document Number | 0060641130 |
| Book / Page | 6064 / 1130 |
| Map Reference | MB 2 PG 27 |
| Instrument Date | Dec 8, 2022 |
| Instrument | 2022158540 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 18, 2023 |
| Title Company | OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,239.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2237 KETTLE DR, ORLANDO, FL 32835-8131 |
| Name | Verified Name |
|---|---|
| Address | 176 ROBERTS ST, UMATILLA, FL 32784-8457 |
| Document Number | 0060641132 |
|---|---|
| Date | Dec 9, 2022 |
| Instrument | 6064/1132 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Feb 28, 2022 |
| Property Address | 176 ROBERTS ST, UMATILLA, FL 32784-8457 |
| Document Number | 0059042131 |
| Book / Page | 5904 / 2131 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 2022027519 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 128 N EUSTIS ST STE 101, 101, EUSTIS, FL 32726-3400 |
| Name | Verified Name |
|---|---|
| Address | 2237 KETTLE DR, ORLANDO, FL 32835-8131 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 6, 2021 |
| Property Address | 176 ROBERTS ST, UMATILLA, FL 32784-8457 |
| Document Number | 0057431589 |
| Book / Page | 5743 / 1589 |
| Map Reference | MB 2 PG 27 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 2021091656 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount on Record |
|---|---|
| Tax | $630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1623 PATTON AVE, APOPKA, FL 32703-7713 |
| Name | Verified Name |
|---|---|
| Address | 128 N EUSTIS ST STE 101, 101, EUSTIS, FL 32726-3400 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $231,120 (+8.54%) Land $70,000 Building $161,120 | $271,739 (-5.71%) Land $70,000 Building $201,739 | |
| 2024 | $3,821.00 (+7.18%) | ||
| 2023 | $3,565.00 (+352.99%) Homeowner's exemption | $212,938 (+439.36%) | $288,188 (+629.96%) Land $98,700 Building $189,488 |
| 2022 | $787.00 | $39,480 | $39,480 Land $39,480 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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