Clay County property record for 176 Riverside Dr, Hayesville, NC 28904
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2 ba · 1,424 sqft · built 1955 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Company Name on File |
| Last Sale | $61,500 (Nov 2012) |
| Tax Bill | $1,014 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Jan 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 555008984097 |
| Primary APN | 555008984097 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 1,424 sqft Heated Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 16,553 sqft (0.38 acres) |
| Account Number | 615349000 |
|---|---|
| Street Address | 176 RIVERSIDE DR |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-7509 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | RIVERSIDE DRIVE |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HAYESVILLE |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 950202 |
176 Riverside Dr is owned by a company that bought it in November 2012.
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 79 MEADOW CREEK LN, HAYESVILLE, NC 28904-1651 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Jan 25, 2021 | Warranty Deed, Transfer |
| Sep 23, 2020 | Warranty Deed, Transfer |
| Feb 23, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2012 · Amount on File |
| Deed Sale | Nov 16, 2012 · Amount on File |
| Prior Sale | Jan 25, 2012 · Amount on File |
| Deed Document Number | 20122690 |
| Deed Book / Page | 372 / 47 |
| Prior Transfer Date | Jan 17, 2012 |
| Prior Transfer Doc | 000364/138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 176 RIVERSIDE DR, HAYESVILLE, NC 28904-7509 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000Q15/28 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | Q15/28 |
| Instrument | 2020003152 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Jan 25, 2021 |
| Property Address | 176 RIVERSIDE DR, HAYESVILLE, NC 28904-7509 |
| Document Number | 000448/219 |
| Book / Page | 448 / 219 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 2021000289 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1555 MICA MINE RD, 1555, HAYESVILLE, NC 28904-9254 |
| Name | Verified Name |
|---|---|
| Address | 1555 MICA MINE RD, HAYESVILLE, NC 28904-9254 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Sep 23, 2020 |
| Property Address | 176 RIVERSIDE DR, HAYESVILLE, NC 28904-7509 |
| Document Number | 0000444/79 |
| Book / Page | 444 / 79 |
| Instrument Date | Sep 21, 2020 |
| Instrument | 2020002337 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1555 MICA MINE RD, 1555, HAYESVILLE, NC 28904-9254 |
| Name | Verified Name |
|---|---|
| Address | 1555 MICA MINE RD, HAYESVILLE, NC 28904-9254 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Feb 23, 2017 |
| Property Address | 176 RIVERSIDE DR, HAYESVILLE, NC 28904-7509 |
| Document Number | 000408/176 |
| Book / Page | 408 / 176 |
| Instrument Date | Feb 20, 2017 |
| Instrument | 2017000389 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1555 MICA MINE RD, 1555, HAYESVILLE, NC 28904-9254 |
| Name | Verified Name |
|---|---|
| Address | 1555 MICA MINE RD, HAYESVILLE, NC 28904-9254 |
The 2026 property tax bill for 176 Riverside Dr was $1,014, up 11.1% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Municipality | Hayesville Town |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,014.00 (+11.06%) | $209,200 (+59.21%) Land $22,200 Building $187,000 | $209,200 (+59.21%) Land $22,200 Building $187,000 |
| 2025 | $913.00 | $131,400 Land $17,100 Building $114,300 | $131,400 Land $17,100 Building $114,300 |
| 2023 | $913.00 | $131,400 Land $17,100 Building $114,300 | $131,400 Land $17,100 Building $114,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 176 Riverside Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jan 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 176 Riverside Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY CO WATER & SEWER DISTRICT serves 1,965 people · EPA ID NC0122010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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