Smith County property record for 176 River Rd, Carthage, TN 37030
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,240 sqft · built 1955 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Nov 2022) |
| Tax Bill | $492 (2019) |
| Deeds & Mortgages | Nov 2022 Sale Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 080053 03101 |
| Primary APN | 080053 03101 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Basement Area | 1,240 sqft |
| Unfinished Basement | 1,240 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 230 ft deep x 90 ft wide |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 176 RIVER RD |
|---|---|
| City | CARTHAGE |
| State | TN |
| Zip | 37030-1701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 14 |
| Legal Tract | 1 |
| Jurisdiction | SMITH TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 975200 |
176 River Rd is owned by an individual who bought it in November 2022.
Source: Smith County records, as of January 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5 BUNCH RD, RIDDLETON, TN 37151 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2022 | Warranty Deed, Transfer LAKESIDE CLOSING SERVICES LLC, LAKESIDE T&E SERIES LLC |
| Oct 7, 2021 | Warranty Deed, Transfer · FHA Mortgage INTERLINC MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2022 · Amount on File |
| Deed Sale | Nov 17, 2022 · Amount on File |
| Prior Sale | Oct 7, 2021 · Amount on File |
| Deed Document Number | 22003972 |
| Deed Book / Page | 438 / 714 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITH TN |
| Recording Date | Nov 17, 2022 |
| Property Address | 176 RIVER RD, CARTHAGE, TN 37030-1701 |
| Document Number | 0000438714 |
| Book / Page | 438 / 714 |
| Map Reference | CAB D SL 347 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 22003972 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Title Company | LAKESIDE CLOSING SERVICES LLC, LAKESIDE T&E SERIES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $703.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 176 RIVER RD, CARTHAGE, TN 37030-1701 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITH TN |
| Recording Date | Oct 7, 2021 |
| Property Address | 176 RIVER RD, CARTHAGE, TN 37030-1701 |
| Document Number | 0000412180 |
| Book / Page | 412 / 180 |
| Map Reference | CAB D SL 347 |
| Instrument Date | Oct 6, 2021 |
| Instrument | 21003681 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $628.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 176 RIVER RD, CARTHAGE, TN 37030-1701 |
| Document Number | 0021003682 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 21003682 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Smith County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Smith County |
| Municipality | South Carthage Town |
| Unified School District | Smith County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $44,300 Land $4,250 Building $40,050 | ||
| 2023 | $44,300 (-) Land $4,250 Building $40,050 | ||
| 2022 | $44,300 Land $4,250 Building $40,050 | $177,200 Land $17,000 Building $160,200 | |
| 2019 | $492.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 176 River Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 24 (1978–2010) |
| Claims Outside the SFHA | 16 of 24 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 176 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITH UTILITY DISTRICT serves 8,466 people · EPA ID TN0000636 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| DeKalb Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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