176 River Front Dr, Cedar Creek, TX 78612 Property Records

Bastrop County property record for 176 River Front Dr, Cedar Creek, TX 78612

Property Summary

Property Type	Single Family Home
Details	1 bd · 2,016 sqft · built 2010
Lot Size	1.44 acres (62,770 sqft)
Owner	Individual Name on File
Tax Bill	$11,541 (2025)
Deeds & Mortgages	Aug 2019 Mortgage May 2023 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R31758`

Property Details

APN / Parcel Number

Primary APN	`R31758`
Alternative APN	`O0208705`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	2,016 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	2,016 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	62,770 sqft (1.44 acres)

Exterior Amenities

Porch	Covered Porch
Porch Area	432 sqft
Deck Area	48 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	176 RIVER FRONT DR
City	CEDAR CREEK
State	TX
Zip	78612-3496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLORADO RIVER ESTATES, LOT 22 & 23
Legal Subdivision	COLORADO RIVER ESTATES
Legal Block	3
Legal Lot Number	22,23
Jurisdiction	BASTROP TX
Township / Civil Division	CEDAR CREEK-RED ROCK
Census Block Group	3
Census Block	3002
Census Tract	950301

Owner

176 River Front Dr is owned and occupied by an individual who acquired it in May 2023.

Source: Bastrop County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	176 RIVER FRONT DR, CEDAR CREEK, TX 78612-3496
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage NEWREZ LLC
May 12, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 3, 2021	Vendor's Lien, Transfer · VA Mortgage QUICKEN LOANS LLC
Aug 17, 2018	Vendor's Lien, Transfer · Stand-Alone First Mortgage EDUCATION FIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2023
Deed Sale	May 12, 2023
Prior Sale	Sep 27, 2010 · Amount on File
Deed Document Number	20237205
Prior Transfer Date	May 9, 2023
Prior Transfer Doc	0202307205
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	176 RIVER FRONT DR, CEDAR CREEK, TX 78612-3496
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201912198
Date	Aug 12, 2019
Instrument	201912198

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BASTROP TX
Recording Date	May 12, 2023
Property Address	176 RIVER FRONT DR, CEDAR CREEK, TX 78612-3496
Document Number	0202307205
Instrument Date	May 1, 2023
Instrument	202307205
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1706 GARDEN ST, AUSTIN, TX 78702-5412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 RIVER FRONT DR, CEDAR CREEK, TX 78612-3496

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Aug 3, 2021
Property Address	176 RIVER FRONT DR, CEDAR CREEK, TX 78612-3496
Document Number	0202116495
Instrument Date	Jul 30, 2021
Instrument	202116495
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	TRINITY TITLE/TX LLC, TRINITY TITLE OF TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	176 RIVER FRONT DR, CEDAR CREEK, TX 78612-3496

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1706 GARDEN ST, AUSTIN, TX 78702-5412

Mortgage

Document Number	0202116496
Date	Aug 3, 2021
Instrument	202116496

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MATAGORDA TX
Recording Date	Aug 17, 2018
Property Address	176 RIVER FRONT DR, CEDAR CREEK, TX 78612-3496
Document Number	2018005043
Map Reference	VOL 17 PG 215
Instrument Date	Aug 17, 2018
Instrument	2018-005043
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SOUTHWEST LAND & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 931, PALACIOS, TX 77465-0931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 RIVER FRONT DR, CEDAR CREEK, TX 78612-3496

Mortgage

Document Number	2018005044
Date	Aug 17, 2018
Instrument	2018-005044

Lender

Name	EDUCATION FIRST FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 176 River Front Dr was $11,541 with a homeowner's exemption, up 1.2% from the year before.

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Bastrop Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,541.00 (+1.17%) Homeowner's exemption	$775,415 Land $546,662 Building $228,753	$775,415 Land $546,662 Building $228,753
2024	$11,407.00
2023		$804,907 Land $546,662 Building $258,245	$804,907 Land $546,662 Building $258,245
2022	$10,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 176 River Front Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2015–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 River Front Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20

May also be available: Highline Internet, Verizon, VTX Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Front Dr

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