176 Ridge Top Dr, Pendleton, KY 40055 Property Records

Trimble County property record for 176 Ridge Top Dr, Pendleton, KY 40055

Property Summary

Property Type	Mobile Home
Details	1,093 sqft · built 2001
Lot Size	0.9 acres (39,204 sqft)
Owner	Company Name on File
Tax Bill	$676 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026-30-00-013.00`

Property Details

APN / Parcel Number

Primary APN	`026-30-00-013.00`
Alternative APN	`10947`

Interior

Stories	1 Story
Building Area	1,093 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Roof Type	Gable
Lot Area	39,204 sqft (0.9 acres)

Location & Zoning

Account Number	10947
Street Address	176 RIDGE TOP DR
City	PENDLETON
State	KY
Zip	40055-8964
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	D W & TR 8 KIDWEL FARM (0.90AC)
Legal Subdivision	KIDWELL FARM
Legal Tract	8
Jurisdiction	TRIMBLE KY
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3025
Census Tract	100200

Owner

Source: Trimble County assessment roll, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6850 HIGHWAY 42 W, PENDLETON, KY 40055-7912
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BEDFORD LOAN & DEPOSIT BANK
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage BEDFORD LOAN & DEPOSIT BANK
Mar 26, 2020	Commissioner's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 26, 2020
Deed Sale	Mar 26, 2020
Deed Document Number	202094942
Deed Book / Page	154 / 367
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIMBLE KY
Property Address	176 RIDGE TOP DR, PENDLETON, KY 40055-8964
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6850 HIGHWAY 42 W, PENDLETON, KY 40055-7912

Mortgage

Document Number	00M261/279
Date	Oct 9, 2023
Book Page	M261/279
Instrument	106340

Lender

Name	BEDFORD LOAN & DEPOSIT BANK
Type	Bank
Address	BEDFORD, KY 40006

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 20, 2053

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIMBLE KY
Property Address	176 RIDGE TOP DR, PENDLETON, KY 40055-8964
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M232/142
Date	Mar 26, 2020
Book Page	M232/142
Instrument	94943

Lender

Name	BEDFORD LOAN & DEPOSIT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

Interest

Rate Type	Adjustable Rate

March 2020: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	TRIMBLE KY
Recording Date	Mar 26, 2020
Property Address	176 RIDGE TOP DR, PENDLETON, KY 40055-8964
Document Number	D154/367
Book / Page	D154 / 367
Map Reference	DB 94 PG 366
Instrument Date	Mar 24, 2020
Instrument	94942
Transaction Type	Foreclosure
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 563, CRESTWOOD, KY 40014-0563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6850 HIGHWAY 42 W, PENDLETON, KY 40055-7912

Tax Assessment & Valuation

Source: Trimble County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Trimble County
Unified School District	Trimble County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$676.00 (-2.03%)	$60,000 (-)	$60,000 (-)
2023	$690.00	$60,000	$60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRY COUNTY WATER DISTRICT #2 serves 17,716 people · EPA ID KY0520192
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Top Dr

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