Smithfield Town property record for 176 Ridge Rd, Smithfield, RI 02917
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,408 sqft · built 2003 |
| Lot Size | 1.76 acres (77,026 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Sep 2018) |
| Tax Bill | $5,636 (2025) |
| Deeds & Mortgages | Mar 2020 Refinance Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-0237-24 |
| Primary APN | 20-0237-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,408 sqft Living Area |
| Gross Area | 2,232 sqft |
| 1st Floor Area | 704 sqft |
| Basement Area | 704 sqft |
| Unfinished Basement | 704 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 77,026 sqft (1.76 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 20-0237-24 |
|---|---|
| Street Address | 176 RIDGE RD |
| City | SMITHFIELD |
| State | RI |
| Zip | 02917-2517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMED |
| Legal Lot Number | 75 |
| Jurisdiction | SMITHFIELD RI |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 12602 |
Source: Smithfield Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 176 RIDGE RD, SMITHFIELD, RI 02917-2517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME LOAN AND INVESTMENT BANK FSB |
| Sep 13, 2018 | Warranty Deed, Transfer HOME LN & INVEST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2018 · Amount on Record |
| Deed Sale | Sep 13, 2018 · Amount on Record |
| Prior Sale | Mar 7, 2008 · Amount on Record |
| Deed Document Number | 201845897 |
| Deed Book / Page | 1180 / 40 |
| Transfer Doc | 894-3 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Property Address | 176 RIDGE RD, SMITHFIELD, RI 02917-2517 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1265-230 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 1265/230 |
| Instrument | 2020-905 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Recording Date | Sep 13, 2018 |
| Property Address | 176 RIDGE RD, SMITHFIELD, RI 02917-2517 |
| Document Number | 1180-40 |
| Book / Page | 1180 / 40 |
| Instrument | 45897 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45.41 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 11800043 |
|---|---|
| Date | Sep 13, 2018 |
| Instrument | 01180/0043 |
| Name | HOME LN & INVEST BK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 13, 2048 |
Source: Smithfield Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Smithfield Town |
| Unified School District | Smithfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,636.00 (+12.36%) | $454,900 (+24.43%) Land $193,500 Building $261,400 | $535,511 |
| 2023 | $5,016.00 (+2.7%) | $365,600 (-) Land $163,200 Building $202,400 | |
| 2022 | $4,884.00 | $365,600 Land $163,200 Building $202,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1979–2010) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHFIELD WATER SUPPLY BOARD serves 9,460 people · EPA ID RI1615616 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures