176 Prospect Ave, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh City property record for 176 Prospect Ave, Plattsburgh, NY 12901 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,712 sqft · built 1979
Lot Size	0.416 acres (18,150 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Sep 2004)
Tax Bill	$5,179 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`091300 207.10-3-4.2`

Property Details

APN / Parcel Number

Primary APN	`091300 207.10-3-4.2`
Alternative APN	`130020701000030040020000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,712 sqft Living Area
1st Floor Area	1,524 sqft
2nd Floor Area	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	18,150 sqft (0.416 acres)
Lot Dimensions	150 ft deep x 121 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	176 PROSPECT AVE
City	PLATTSBURGH
State	NY
Zip	12901-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIN FR DWLG SWPOOL & LOT
Legal Block	3
Legal Lot Number	4.002
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	2
Census Block	2002
Census Tract	101000

Owner

Source: Clinton County and Plattsburgh City records · APN 091300 207.10-3-4.2

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	176 PROSPECT AVE, PLATTSBURGH, NY 12901-1338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 27, 2004 · Amount on Record
Deed Sale	Sep 27, 2004 · Amount on Record
Deed Book / Page	20041 / 75171
Record Updated	Jun 08, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	176 PROSPECT AVE, PLATTSBURGH, NY 12901-1338
Document Number	0000300599
Instrument Date	Apr 23, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	CLINTON ABSTRACT, CLINTON ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 PROSPECT AVE PLATTSBURGH NY 129011338, PLATTSBURGH, NY 12901-1338

Mortgage

Document Number	0000300599
Date	Apr 30, 2019
Instrument	300599

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh City records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
Municipality	Plattsburgh City
Unified School District	Plattsburgh City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,179.00	$392,400 (+21.07%) Land $41,200 Building $351,200	$392,400 (+21.07%) Land $41,200 Building $351,200
2023		$324,100 Land $41,200 Building $282,900	$324,100 Land $41,200 Building $282,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (36019C), updated June 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360191010002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1996, river or lake flooding, Severe Storms High Winds, Rain And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.