Alameda County property record for 176 Prato Way, Livermore, CA 94550
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,325 sqft · built 2002 |
| Lot Size | 0.234 acres (10,206 sqft) |
| Owner | Trust Name on File |
| Last Sale | $850,000 (Nov 2012) |
| Tax Bill | $13,292 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 99-286-7 |
| Primary APN | 99-286-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,325 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 10,206 sqft (0.234 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 176 PRATO WAY |
|---|---|
| City | LIVERMORE |
| State | CA |
| Zip | 94550-6090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00006 BLK: TR: 7087 |
| Legal Subdivision | CHIMES TERRACE |
| Legal Tract | 7087 |
| Legal Lot Number | 6 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | LIVERMORE-PLEASANTON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 451703 |
176 Prato Way is owner-occupied and held in a trust since November 2012.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 176 PRATO WAY, LIVERMORE, CA 94550-6090 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC |
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Dec 10, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2012 · Amount on File |
| Deed Sale | Nov 15, 2012 · Amount on File |
| Prior Sale | May 25, 2010 · Amount on File |
| Deed Document Number | 2012384077 |
| Prior Transfer Date | Jul 5, 2012 |
| Prior Transfer Doc | 0000225575 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 176 PRATO WAY, LIVERMORE, CA 94550-6090 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 176 PRATO WAY, LIVERMORE, CA 94550-6090 |
| Document Number | 0000175711 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 2020175711 |
| Name | GUARDIAN MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHARDSON, TX 75083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 176 PRATO WAY, LIVERMORE, CA 94550-6090 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 176 PRATO WAY, LIVERMORE, CA 94550-6090 |
| Document Number | 0000103102 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021103102 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Dec 10, 2020 |
| Property Address | 176 PRATO WAY, LIVERMORE, CA 94550-6090 |
| Document Number | 0000346538 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 346538 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 176 PRATO WAY LIVERMORE CA 945506090, LIVERMORE, CA 94550-6090 |
The 2025 property tax bill for 176 Prato Way was $13,292 with a homeowner's exemption.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Livermore City |
| Unified School District | Livermore Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,060,222 (+1.33%) Land $320,154 Building $747,068 | ||
| 2025 | $13,292.00 Homeowner's exemption | $1,046,302 Land $313,878 Building $732,424 | |
| 2023 | $12,849.00 Homeowner's exemption | $1,005,678 Land $301,691 Building $703,987 | $1,859,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 176 Prato Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 176 Prato Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - LIVERMORE private · serves 60,414 people · EPA ID CA0110003 |
|---|---|
| Water Source | Purchased surface water from ZONE 7 WATER AGENCY |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | CITY OF LIVERMORE |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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