176 Pendleton Point Rd, Islesboro, ME 04848 Property Records

Waldo County and Islesboro Town property record for 176 Pendleton Point Rd, Islesboro, ME 04848

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 1985
Lot Size	3.54 acres (154,202 sqft)
Owner	Individual Name on File
Tax Bill	$3,008 (2025)
Deeds & Mortgages	Nov 2021 Refinance Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:0017 L:0032=A`

Property Details

APN / Parcel Number

Primary APN	`M:0017 L:0032=A`
Alternative APNs	`ISBR M:0017 L:0032-A` `381`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Construction Type	Concrete
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	154,202 sqft (3.54 acres)

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	381
Street Address	176 PENDLETON POINT RD
City	ISLESBORO
State	ME
Zip	04848-4540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	32-A
Jurisdiction	ISLESBORO ME
Township / Civil Division	ISLESBORO
Census Block Group	1
Census Block	1033
Census Tract	44000

Owner

Source: Waldo County and Islesboro Town records · APN M:0017 L:0032=A

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	176 PENDLETON POINT RD, ISLESBORO, ME 04848-4540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
Jan 18, 2019	Deed of Trust, Mortgage CAMDEN NAT'L BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLESBORO ME
Property Address	176 PENDLETON POINT RD, ISLESBORO, ME 04848-4540
Transaction Type	Mortgage
Record Updated	May 02, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004736/308
Date	Nov 22, 2021
Book Page	4736/308
Instrument	2021-12942

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2036

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLESBORO ME
Property Address	176 PENDLETON POINT RD, ISLESBORO, ME 04848-4540
Document Number	0043440225
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 PENDLETON POINT RD ISLESBORO ME 048484540, ISLESBORO, ME 04848-4540

Mortgage

Document Number	0043440225
Date	Jan 30, 2019
Book Page	004344/000225
Instrument	839

Lender

Name	CAMDEN NAT'L BK
Type	Bank
Address	ROCKPORT, ME 04856

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 29, 2034

Tax Assessment & Valuation

Source: Waldo County and Islesboro Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Islesboro Town
Unified School District	Islesboro (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,008.00 (+7.16%)	$235,900 (-) Land $87,700 Building $148,200
2024	$2,807.00 (+8.17%)	$235,900 (-) Land $87,700 Building $148,200
2023	$2,595.00	$235,900 Land $87,700 Building $148,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Town of Islesboro Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 21 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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