176 Pearl St, Middletown, CT 06457 Property Records

Middletown City property record for 176 Pearl St, Middletown, CT 06457

Property Summary

Details	4 bd · 4 ba · 2,137 sqft · built 1900
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on File
Last Sale	$250,000 (Dec 2021)
Tax Bill	$6,899 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:22 L:0280`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:22 L:0280`
Alternative APN	`R01092`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Units	4 Units
Stories	2 Stories
Building Area	2,137 sqft Living Area
Gross Area	4,224 sqft
1st Floor Area	1,106 sqft
Attic	Attic
Attic Area	1,031 sqft
Basement Area	1,031 sqft
Unfinished Basement	1,031 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R01092
Street Address	176 PEARL ST
City	MIDDLETOWN
State	CT
Zip	06457-2771
Property Category	Other
Property Type	Unknown
Local Zoning Code	RPZ
Legal Lot Number	280
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2006
Census Tract	541100

Owner

Source: Middletown City records · APN MTWN M:22 L:0280

Assessment roll updated June 25, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2389 MAIN ST, 100, GLASTONBURY, CT 06033-4617
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 09, 2021 · Amount on Record
Deed Sale	Dec 09, 2021 · Amount on Record
Deed Document Number	20213665490003
Deed Book / Page	2030 / 334
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Dec 09, 2021
Property Address	176 PEARL ST, MIDDLETOWN, CT 06457-2771
Document Number	002030-334
Book / Page	2030 / 334
Instrument Date	Dec 08, 2021
Instrument	3665490003
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2389 MAIN ST # 100, 100, GLASTONBURY, CT 06033-4617

Mortgage

Document Number	3665500015
Date	Dec 09, 2021
Instrument	3665500015

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: Middletown City records · Assessment roll updated June 25, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$177,360 (-) Land $38,550 Building $138,810	$124,152 Land $26,985 Building $97,167
2024	$6,899.00 (+5.7%)	$177,360 (-) Land $38,550 Building $138,810
2023	$6,527.00 (+21.16%)	$177,360 (+44.87%) Land $38,550 Building $138,810
2022	$5,387.00	$122,430 Land $14,060 Building $108,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09007C, as of November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 465 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CT0830011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.