Monroe County and Rochester City property record for 176 Otis St, Rochester, NY 14606
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 861 sqft · built 1905 |
| Lot Size | 0.095 acres (4,125 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (May 2026) |
| Tax Bill | $587 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Feb 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017629-00.0 |
| Primary APN | 017629-00.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 861 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Upper Floors Area | 261 sqft |
| Game Room | Game Room |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 4,125 sqft (0.095 acres) |
| Lot Dimensions | 110 ft deep x 37.5 ft wide |
| Porch | Slab |
| Porch Area | 180 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 017629-00.0 |
|---|---|
| Street Address | 176 OTIS ST |
| City | ROCHESTER |
| State | NY |
| Zip | 14606-2622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 12 |
| Legal Description | 0024.00 302 10 07050 1 MILLER & NOETH SUB |
| Legal Block | 2 |
| Legal Lot Number | 28.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 2400 |
Source: Monroe County and Rochester City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 90 TRAVER CIR, ROCHESTER, NY 14609-2204 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Feb 26, 2026 | Warranty Deed, Transfer |
| Nov 29, 2022 | Warranty Deed, Transfer |
| Dec 31, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | Feb 26, 2026 · Amount on Record |
| Deed Document Number | 20263425782 |
| Deed Book / Page | 13197 / 989 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | May 29, 2026 |
| Property Address | 176 OTIS ST, ROCHESTER, NY 14606-2622 |
| Document Number | 0003425782 |
| Book / Page | 13197 / 989 |
| Instrument Date | May 27, 2026 |
| Instrument | 20263425782 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52,520.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 90 TRAVER CIR, ROCHESTER, NY 14609-2204 |
| Document Number | 0003425783, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 31335/249 |
| Instrument | 20263425783 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Feb 26, 2026 |
| Property Address | 176 OTIS ST, ROCHESTER, NY 14606-2622 |
| Document Number | 202603388052 |
| Book / Page | 13172 / 442 |
| Instrument Date | Feb 9, 2026 |
| Instrument | 202603388052 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 241 WESTMINSTER RD, ROCHESTER, NY 14607-2829 |
| Name | Verified Name |
|---|---|
| Address | 72 BERNARD ST, ROCHESTER, NY 14621-5756 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Nov 29, 2022 |
| Property Address | 176 OTIS ST, ROCHESTER, NY 14606-2622 |
| Document Number | 0000001221 |
| Book / Page | 12751 / 352 |
| Instrument Date | Nov 8, 2022 |
| Instrument | 202211291221 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $112.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 180 OTIS ST, ROCHESTER, NY 14606-2622 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1340 NORTH ST, ROCHESTER, NY 14621-3858 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Dec 31, 2020 |
| Property Address | 176 OTIS ST, ROCHESTER, NY 14606-2622 |
| Document Number | 0000000483 |
| Book / Page | 012445 / 000511 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 483 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 180 OTIS ST ROCHESTER NY 146062622, ROCHESTER, NY 14606-2622 |
Source: Monroe County and Rochester City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| Municipality | Rochester City |
| Unified School District | Rochester City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $587.00 (-16.14%) | ||
| 2025 | $700.00 (+82.77%) | $41,000 (-) Land $5,500 Building $35,500 | $41,000 (-) Land $5,500 Building $35,500 |
| 2024 | $383.00 | $41,000 (+85.52%) Land $5,500 Building $35,500 | $41,000 (+53.98%) Land $5,500 Building $35,500 |
| 2023 | $22,100 Land $3,800 Building $18,300 | $26,627 Land $4,578 Building $22,049 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCHESTER CITY serves 210,000 people · EPA ID NY2704518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
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