176 Old Virginia Rd, Jefferson, NC 28640 Property Records

Ashe County property record for 176 Old Virginia Rd, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	1,325 sqft · built 1975
Lot Size	0.635 acres (27,661 sqft)
Owner	2 Individual Names on File
Last Sale	$6,500 (Feb 2025)
Tax Bill	$1,311 (2026)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09263-001-138`

Property Details

APN / Parcel Number

Primary APN	`09263-001-138`
Alternative APNs	`092978232215` `118277` `8132`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,325 sqft Heated Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2015
Architectural Style	Conventional
Lot Area	27,661 sqft (0.635 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	118277
Old Parcel Number	09263001138
Street Address	176 OLD VIRGINIA RD
City	JEFFERSON
State	NC
Zip	28640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.635 A ( 95 ADJ PER 203 1368) FROM JERRY B & AMP;
Legal Subdivision	KNOLL VIEW SUBDIVISION
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2009
Census Tract	970502

Owner

176 Old Virginia Rd is owned by two individuals who bought it in February 2025.

Source: Ashe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 87, BOX SPRINGS, GA 31801-0087
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2025 · Amount on File
Deed Sale	Feb 5, 2025 · Amount on File
Deed Document Number	2025490
Deed Book / Page	570 / 1523
Prior Transfer Date	Jan 15, 2025
Prior Transfer Doc	00570/1523
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Recording Date	Apr 14, 2026
Property Address	176 OLD VIRGINIA RD, JEFFERSON, NC 28640
Document Number	0000001593
Book / Page	583 / 1931
Instrument Date	Apr 9, 2026
Instrument	20261593
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 OLD VIRGINIA RD, JEFFERSON, NC 28640

Mortgage

Document Number	0000001593,
Date	Apr 14, 2026
Book Page	583/1931
Instrument	20261593

Lender

Name	LIFESTORE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 176 Old Virginia Rd was $1,311, up 5.7% from the year before.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Municipality	Jefferson Town
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,311.00 (+5.73%)	$206,100 (-) Land $30,000 Building $176,100	$206,100 (-) Land $30,000 Building $176,100
2025	$1,240.00	$206,100 Land $30,000 Building $176,100	$206,100 Land $30,000 Building $176,100
2023	$1,184.00 (+40.78%)	$206,100 (+72.61%) Land $30,000 Building $176,100	$206,100 (+72.61%) Land $30,000 Building $176,100
2022	$841.00	$119,400 Land $15,000 Building $104,400	$119,400 Land $15,000 Building $104,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 176 Old Virginia Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Old Virginia Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Brightspeed.

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