176 Old River Rd, Arnold, MD 21012 Property Records

Anne Arundel County property record for 176 Old River Rd, Arnold, MD 21012 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 1919
Square Footage1,170 sqft Living Area
Lot Size5,000 sqft (0.115 acres)
Pool450 sqft
OccupancyOwner Occupied
Last Sale$955,000 (2021)
Tax Bill$5,368.00 (2024)

Owner

Source: Anne Arundel County records · APN 03-656-08722780

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address176 OLD RIVER RD, ARNOLD, MD 21012-2434
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 04, 2024Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF PENNSYLVANIA
Jul 17, 2023Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF PENNSYLVANIA
May 25, 2021Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA
May 11, 2020Grant Deed, Transfer
SAGE TITLE GROUP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 25, 2021 · Amount on Record
Deed SaleMay 25, 2021 · Amount on Record
Prior SaleMay 11, 2020 · Amount on Record
Deed Book / Page36841 / 459
Prior Transfer DateSep 04, 2012
Prior Transfer Doc0251610440
Record RefreshedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address176 OLD RIVER RD, ARNOLD, MD 21012-2434
Transaction TypeMortgage
Record UpdatedApr 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 OLD RIVER RD, ARNOLD, MD 21012-2434
InvestorPossibly a Property Investor

Mortgage

Document Number0403420323
DateApr 04, 2024
Book Page40342/323
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressHERMITAGE, PA 16148
Agreement
TypeLine of Credit
AmountAmount Recorded
Term263 Months
DueMar 20, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address176 OLD RIVER RD, ARNOLD, MD 21012-2434
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 OLD RIVER RD, ARNOLD, MD 21012-2434
InvestorPossibly a Property Investor

Mortgage

Document Number0397940004
DateJul 17, 2023
Book Page39794/4
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressBEL AIR, MD 21015
Agreement
TypeLine of Credit
AmountAmount Recorded
Term263 Months
DueJun 29, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateMay 25, 2021
Property Address176 OLD RIVER RD, ARNOLD, MD 21012-2434
Document Number0368410459
Book / Page36841 / 459
Map ReferenceMB WNW 68 FO 155
Instrument DateMay 07, 2021
Transaction TypeTransfer
Record UpdatedSep 27, 2023
Title CompanyRESOURCE R/E SERVICES, RESOURCE RE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$11,937.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address712 WARREN DR, ANNAPOLIS, MD 21403-2810

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address176 OLD RIVER RD, ARNOLD, MD 21012-2434
InvestorPossibly a Property Investor

Mortgage

Document Number0036841465
DateMay 25, 2021
Instrument36841/465
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateMay 11, 2020
Property Address176 OLD RIVER RD, ARNOLD, MD 21012-2434
Document Number0345580060
Book / Page034558 / 000060
Instrument DateApr 20, 2020
Transaction TypeTransfer
Record UpdatedJun 01, 2020
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$400.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address712 WARREN DR ANNAPOLIS MD 214032810, ANNAPOLIS, MD 21403-2810

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$419,333 (+9.14%)$471,000 (+19.7%) Land $372,200 Building $98,800
2024$5,368.00 (+27.96%)
2023$4,195.00$384,233$393,500 Land $322,200 Building $71,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 7% of the US · above 15% of Maryland
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN03-656-08722780
Alternative APNs
  • 3-656-08722780
  • 65608722780

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,170 sqft Living Area
1st Floor1,170 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Architectural StyleConventional Style
Exterior MaterialAsbestos Exterior
Roof MaterialComposition Shingle Roof
Lot Area5,000 sqft (0.115 acres)

Exterior Amenities

Pool Area450 sqft Pool
Deck Area240 sqft Deck
PorchOpen Porch
Porch Area45 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageSewage Connected
Water SourceCommercial Water Source

Location & Zoning

Account Number65608722780
Street Address176 OLD RIVER RD
CityARNOLD
StateMD
Zip21012-2434
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLTS 256 257 PINES ON SEVERN
Legal SubdivisionPINES ON SEVERN
Legal Block1
Legal Lot Number256
JurisdictionANNE ARUNDEL MD
Minor Civil Division5
Census Blockgroup1
Census Block1017
Census Tract730800

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