176 Old Mill Ln, Mountain Rest, SC 29664 Property Records

Oconee County property record for 176 Old Mill Ln, Mountain Rest, SC 29664

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,116 sqft · built 1991
Lot Size	3.73 acres (162,479 sqft)
Owner	Individual Name on File
Last Sale	$12,000 (Aug 2020)
Tax Bill	$1,725 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`104-00-02-062`

Property Details

APN / Parcel Number

Primary APN	`104-00-02-062`
Alternative APN	`6463`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	3,116 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Ranch
Exterior Material	Stucco
Foundation Type	Raised
Roof Material	Shingle
Lot Area	162,479 sqft (3.73 acres)
Lot Dimensions	1 ft deep x 500 ft wide
Garage Type	Detached
Garage Area	992 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6463
Old Parcel Number	104 00 02 062
Street Address	176 OLD MILL LN
City	MOUNTAIN REST
State	SC
Zip	29664-9643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHATTOOGA TOWNSHIP (3.731 AC)
Legal Subdivision	JERRY F BYRD
Legal Block	2
Jurisdiction	OCONEE SC
Township / Civil Division	MOUNTAIN REST
Census Block Group	2
Census Block	2052
Census Tract	30100

Owner

176 Old Mill Ln is owned by an individual who acquired it in January 2021.

Source: Oconee County records, as of November 14, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 98, MOUNTAIN REST, SC 29664-0098
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK AND TRUST CO INC
Aug 24, 2020	Grant Deed, Transfer NOT AVAILABLE
Nov 14, 2018	Deed of Trust, Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2020 · Amount on File
Deed Sale	Aug 24, 2020 · Amount on File
Prior Sale	Jun 28, 2019
Deed Document Number	0000003071
Deed Book / Page	002598 / 000061
Last Transfer Date	Jan 6, 2021
Transfer Doc	0000010754
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	176 OLD MILL LN, MOUNTAIN REST, SC 29664-9643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006321
Date	Nov 16, 2017
Instrument	06321

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Aug 24, 2020
Property Address	176 OLD MILL LN, MOUNTAIN REST, SC 29664-9643
Document Number	0000003071
Book / Page	002598 / 000061
Instrument Date	Aug 20, 2020
Instrument	3071
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$44.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	POC BOX 98 MOUNTAIN REST SC 29664, MOUNTAIN REST, SC 29664

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	176 OLD MILL LN, MOUNTAIN REST, SC 29664-9643
Document Number	0037810192
Instrument Date	Nov 14, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 OLD MILL LN MOUNTAIN REST SC 296649643, MOUNTAIN REST, SC 29664-9643

Mortgage

Document Number	0037810192
Date	Nov 20, 2018
Book Page	003781/000192

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	WALHALLA, SC 29691

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 176 Old Mill Ln was $1,725.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,725.00	$16,453 Land $10,146 Building $6,307	$411,322 Land $253,640 Building $157,682
2023		$16,453 Land $10,146 Building $6,307	$411,322 Land $253,640 Building $157,682

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 176 Old Mill Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1994–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Old Mill Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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