176 Norman Ave, Concord, CA 94520 Property Records

Contra Costa County property record for 176 Norman Ave, Concord, CA 94520

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 982 sqft · built 1918
Lot Size	0.159 acres (6,905 sqft)
Owner	Trust Name on File
Last Sale	$310,000 (Jul 2015)
Tax Bill	$4,990 (2025)
Deeds & Mortgages	Mar 2024 Transfer Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`100-311-046-5`

Property Details

APN / Parcel Number

Primary APN	`100-311-046-5`
Alternative APNs	`100-311-046` `1003110242`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	982 sqft Living Area
1st Floor Area	982 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1928
Lot Area	6,905 sqft (0.159 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	176 NORMAN AVE
City	CONCORD
State	CA
Zip	94520-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	MAP OF CLYDE LOT 24 BLK 7 & POR TR ADJ
Legal Subdivision	CLYDE
Legal Block	7
Legal Lot Number	24
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1058
Census Tract	315000

Owner

176 Norman Ave is held in a trust since March 2024.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	176 NORMAN AVE, CONCORD, CA 94520-1105
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Intrafamily Transfer, Transfer
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
Oct 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPITALEND HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2015 · Amount on File
Deed Sale	Jul 21, 2015 · Amount on File
Prior Sale	Aug 31, 2001 · Amount on File
Deed Document Number	2015150597
Last Transfer Date	Mar 20, 2024
Transfer Doc	0000025654
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 20, 2024
Property Address	176 NORMAN AVE, CONCORD, CA 94520-1105
Document Number	0000025654
Map Reference	MB 17 PG 358
Instrument Date	Mar 20, 2024
Instrument	2024-025654
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	176 NORMAN AVE, CONCORD, CA 94520-1105

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	176 NORMAN AVE, CONCORD, CA 94520-1105
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 NORMAN AVE, CONCORD, CA 94520-1105

Mortgage

Document Number	0000301561
Date	Oct 27, 2021
Instrument	2021-301561

Lender

Name	NMSI INC
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	176 NORMAN AVE, CONCORD, CA 94520-1105
Document Number	0000207042
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 NORMAN AVE CONCORD CA 945201105, CONCORD, CA 94520-1105

Mortgage

Document Number	0000207042
Date	Nov 2, 2017
Instrument	207042

Lender

Name	CAPITALEND HM LOANS
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 176 Norman Ave was $4,990.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$374,307 (+2%) Land $299,087 Building $75,220
2025	$4,990.00	$366,969 Land $293,223 Building $73,746
2023	$4,785.00 (+0.86%)	$352,721 Land $281,838 Building $70,883
2022	$4,744.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 176 Norman Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Norman Ave is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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