176 Natalie Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 176 Natalie Dr, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 1968
Lot Size	0.266 acres (11,600 sqft)
Owner	2 Individual Names on File
Last Sale	$1,700,000 (Aug 2024)
Tax Bill	$20,655 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`256-205-009-2`

Property Details

APN / Parcel Number

Primary APN	`256-205-009-2`
Alternative APN	`256-205-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,552 sqft Living Area
1st Floor Area	1,552 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2000
Lot Area	11,600 sqft (0.266 acres)
Garage Type	Attached
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	176 NATALIE DR
City	MORAGA
State	CA
Zip	94556-2425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 3562 LOT 67 EX MR
Legal Subdivision	SUBDIVISION 3562
Legal Tract	3562
Legal Lot Number	67
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3015
Census Tract	351200

Owner

176 Natalie Dr is owned and occupied by two individuals who bought it in August 2024.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	176 NATALIE DR, MORAGA, CA 94556-2425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 9, 2019	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2024 · Amount on File
Deed Sale	Aug 16, 2024 · Amount on File
Prior Sale	Oct 9, 2019 · Amount on File
Deed Document Number	202479571
Prior Transfer Date	Apr 25, 2013
Prior Transfer Doc	0000106268
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	176 NATALIE DR, MORAGA, CA 94556-2425
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001630
Date	Jan 6, 2020
Instrument	2020-001630

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 31, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	176 NATALIE DR, MORAGA, CA 94556-2425
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SOLIDIFI TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 NATALIE DR, MORAGA, CA 94556-2425

Mortgage

Document Number	0000072303
Date	Mar 10, 2021
Instrument	2021-072303

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 9, 2019
Property Address	176 NATALIE DR, MORAGA, CA 94556-2425
Document Number	0000171001
Map Reference	MB 113 PG 1
Instrument Date	Oct 2, 2019
Instrument	2019-171001
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	176 NATALIE DR, MORAGA, CA 94556-2425

Mortgage

Document Number	0000171002
Date	Oct 9, 2019
Instrument	2019-171002

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 176 Natalie Dr was $20,655.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,734,000 (+2%) Land $1,326,000 Building $408,000
2025	$20,655.00	$1,700,000 Land $1,300,000 Building $400,000
2023	$13,258.00 (+1.59%) Homeowner's exemption	$1,066,244 Land $946,060 Building $120,184
2022	$13,051.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 176 Natalie Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (1980–1995)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Natalie Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Etheric Networks, Unwired, Verizon.

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