Bergen County and Wyckoff Township property record for 176 Nancy Ln, Wyckoff, NJ 07481
| Property Type | Single Family Home |
|---|---|
| Details | 2,398 sqft · built 1966 |
| Lot Size | 0.57 acres (24,807 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $840,000 (Sep 2021) |
| Tax Bill | $14,686 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Feb 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-00456-0000-00085 |
| Primary APN | 70-00456-0000-00085 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,398 sqft Living Area |
| 1st Floor Area | 2,398 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Frame |
| Lot Area | 24,807 sqft (0.57 acres) |
| Lot Dimensions | 158 ft deep x 157 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 176 NANCY LN |
|---|---|
| City | WYCKOFF |
| State | NJ |
| Zip | 07481-2523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA25 |
| Legal Description | 157X158 |
| Legal Subdivision | HOLLOW INC SEC #4 |
| Legal Block | 456 |
| Legal Lot Number | 85 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WYCKOFF |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 61400 |
176 Nancy Ln is owned and occupied by two individuals who bought it in September 2021.
Source: Bergen County and Wyckoff Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 176 NANCY LN, WYCKOFF, NJ 07481-2523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2021 | Deed, Transfer · Conventional Mortgage MORTGAGE UNLIMITED |
| Feb 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance MANUFACTURERS & TRADERS TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2021 · Amount on File |
| Deed Sale | Sep 14, 2021 · Amount on File |
| Prior Sale | Jan 31, 1985 |
| Deed Document Number | 2021144436 |
| Deed Book / Page | 4374 / 39 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 14, 2021 |
| Property Address | 176 NANCY LN, WYCKOFF, NJ 07481-2523 |
| Document Number | 0043740039 |
| Book / Page | 4374 / 39 |
| Instrument Date | Aug 21, 2021 |
| Instrument | 2021144436 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,729.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 OVERLOOK RDG, 22, OAKLAND, NJ 07436-2361 |
| Name | Verified Name |
|---|---|
| Address | 176 NANCY LN, WYCKOFF, NJ 07481-2523 |
| Document Number | 2021144437 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 2021144437 |
| Name | MORTGAGE UNLIMITED |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 176 NANCY LN, WYCKOFF, NJ 07481-2523 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031802317 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 3180/2317 |
| Instrument | 19-011300 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 176 Nancy Ln was $14,686, up 3.9% from the year before.
Source: Bergen County and Wyckoff Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Wyckoff Township |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Elementary School District | Wyckoff Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $724,900 (-) Land $488,600 Building $236,300 | $724,900 (-) Land $488,600 Building $236,300 | |
| 2025 | $14,686.00 (+3.9%) | $724,900 Land $488,600 Building $236,300 | $724,900 Land $488,600 Building $236,300 |
| 2024 | $14,135.00 | ||
| 2023 | $724,900 Land $488,600 Building $236,300 | $724,900 Land $488,600 Building $236,300 | |
| 2022 | $13,352.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 176 Nancy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1979–2021) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 176 Nancy Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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