176 N 3rd St, Shandon, CA 93461 Property Records

San Luis Obispo County property record for 176 N 3rd St, Shandon, CA 93461

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,163 sqft · built 1990
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual on Record
Last Sale$432,500 (Sep 2021)
Tax Bill$4,980 (2025)
Deeds & MortgagesOct 2021 Mortgage
Sep 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN017-203-007

Property Details

APN / Parcel Number

Primary APN017-203-007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,163 sqft Living Area
1st Floor Area1,163 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeWood
Lot Area7,000 sqft (0.161 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address176 N 3RD ST
CitySHANDON
StateCA
Zip93461-4609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN SHANDON BL 10 LT 29 & 30
Legal SubdivisionSHANDON
Legal Tract2
Legal Block10
Legal Lot Number29
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionPASO ROBLES
Census Block Group3
Census Block3030
Census Tract10301

Owner

Source: San Luis Obispo County assessment roll, as of August 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address176 N 3RD ST, SHANDON, CA 93461-4609
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2021Deed of Trust, Mortgage · Commercial Mortgage
GATEWAY HOME MORTGAGE
Sep 24, 2021Grant Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL INC
Dec 6, 2019Intrafamily Transfer, Transfer · VA Mortgage
KD CAPITAL MORTGAGE CORPORATION
Dec 6, 2019Grant Deed, Transfer
CHICAGO TITLE COMPANY
Jun 21, 2019Grant Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2021 · Amount on Record
Deed SaleSep 24, 2021 · Amount on Record
Prior SaleDec 6, 2019
Deed Document Number202165084
Prior Transfer DateDec 4, 2019
Prior Transfer Doc0000054755
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address176 N 3RD ST, SHANDON, CA 93461-4609
Transaction TypeMortgage
Record UpdatedJan 27, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 N 3RD ST, SHANDON, CA 93461-4609

Mortgage

Document Number0000067572
DateOct 6, 2021
Instrument2021067572
Lender
NameGATEWAY HOME MORTGAGE
TypeNon-Lending Institution
AddressJENKS, OK 74037
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 24, 2021
Property Address176 N 3RD ST, SHANDON, CA 93461-4609
Document Number0000065084
Map ReferenceMB A PG 107
Instrument DateAug 10, 2021
Instrument2021065084
Transaction TypeTransfer
Record UpdatedOct 1, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address176 N 3RD ST, SHANDON, CA 93461-4609

Mortgage

Document Number0000065085
DateSep 24, 2021
Instrument2021065085
Lender
NameAMERIFIRST FINANCIAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Mortgage

Document Number0000067572
DateOct 6, 2021
Instrument2021067572
Lender
NameGATEWAY HOME MORTGAGE
TypeNon-Lending Institution
AddressJENKS, OK 74037
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 6, 2019
Property Address176 N 3RD ST, SHANDON, CA 93461-4609
Document Number0000054755
Map ReferenceMB A PG 107
Instrument DateDec 4, 2019
Instrument2019054755
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 N 3RD ST, SHANDON, CA 93461-4609

Mortgage

Document Number0000054756
DateDec 6, 2019
Instrument2019054756
Lender
NameKD CAPITAL MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 6, 2019
Property Address176 N 3RD ST, SHANDON, CA 93461-4609
Document Number0000054754
Map ReferenceMB A PG 107
Instrument DateNov 9, 2019
Instrument2019054754
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 N 3RD ST, SHANDON, CA 93461-4609

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 21, 2019
Property Address176 N 3RD ST, SHANDON, CA 93461-4609
Document Number0000023920
Instrument DateMay 21, 2019
Instrument23920
Transaction TypeTransfer
Record UpdatedJul 1, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Tax$82.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address6305 KELVIN GRV BAKERSFIELD CA 933126268, BAKERSFIELD, CA 93312-6268
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictShandon Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,980.00 (+3.56%)$458,972 (+4.04%) Land $159,181 Building $299,791
2023$4,809.00 (+1.95%)$441,150 Land $153,000 Building $288,150
2022$4,717.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 67% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSLO CSA NO. 16 - SHANDON
serves 1,085 people · EPA ID CA4010028
Water SourcePurchased surface water from CENTRAL COAST WATER AUTHORITY
Last State InspectionAug 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surfnet Communications
Fiber · Fixed Wireless
2,500 / 2,500
Verizon
Fixed Wireless
300 / 20
Ranch Wifi
Fixed Wireless
100 / 20

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