Frederick County property record for 176 Munsee Cir, Winchester, VA 22602
| Property Type | Townhouse |
|---|---|
| Details | built 2025 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Jan 2026) |
| Tax Bill | $1,804 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Jan 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 55P1-1-277 |
| Primary APN | 55P1-1-277 |
|---|---|
| Alternative APN |
|
| Gross Area | 2,292 sqft |
|---|
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Townhouse |
| Lot Area | 1,742 sqft (0.04 acres) |
| Terrain | Rolling |
| Garage Type | Built-in |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Account Number | 8054651 |
|---|---|
| Street Address | 176 MUNSEE CIR |
| City | WINCHESTER |
| State | VA |
| Zip | 22602-7940 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RP |
| Legal Description | OPEQUON CROSSING PHASE 1 LOT 277 |
| Legal Subdivision | ROSS |
| Legal Phase | 1 |
| Legal Lot Number | 277 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | RED BUD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 51104 |
176 Munsee Cir, a townhouse, is owned and occupied by two individuals who bought it in January 2026.
Source: Frederick County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 176 MUNSEE CIR, WINCHESTER, VA 22602-7940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Jan 14, 2026 | Re-recorded Document FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2026 · Amount on File |
| Deed Sale | Jan 14, 2026 · Amount on File |
| Prior Sale | Dec 22, 2025 · Amount on File |
| Deed Document Number | 2026436 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Dec 22, 2025 |
| Property Address | 176 MUNSEE CIR, WINCHESTER, VA 22602-7940 |
| Document Number | 0000012877 |
| Map Reference | DOC 240003735 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 250012877 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 7, 2026 |
| Title Company | DHI TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 176 MUNSEE CIR, WINCHESTER, VA 22602-7940 |
| Document Number | 0000012878 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 250012878 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 1-Year CMT |
| Max Rate | 5% |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jan 14, 2026 |
| Property Address | 176 MUNSEE CIR, WINCHESTER, VA 22602-7940 |
| Document Number | 0000000436 |
| Map Reference | DOC 230010387 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 260000436 |
| Record Updated | Jan 28, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 176 MUNSEE CIR, WINCHESTER, VA 22602-7940 |
The 2026 property tax bill for 176 Munsee Cir was $1,804, up 583.3% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,804.00 (+583.33%) | $55,000 (-) Land $55,000 | $55,000 (-) Land $55,000 |
| 2025 | $264.00 (+131.58%) | $55,000 Land $55,000 | $55,000 Land $55,000 |
| 2024 | $114.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 176 Munsee Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 176 Munsee Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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