176 Mountain View Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 176 Mountain View Rd, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,241 sqft · built 2022
Lot Size	2.93 acres (127,631 sqft)
Owner	Individual Name on Record
Tax Bill	$5,957 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GRAY M:041 B:007 L:007-005`

Property Details

APN / Parcel Number

Primary APN	`GRAY M:041 B:007 L:007-005`
Alternative APNs	`GRAY M:41 B:7 L:7-005` `5108`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,241 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	127,631 sqft (2.93 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	5108
Old Parcel Number	GRAY M:041 B:007 L:007-005
Street Address	176 MOUNTAIN VIEW RD
City	GRAY
State	ME
Zip	04039-7703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR
Legal Block	7
Legal Lot Number	7-5
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	2
Census Block	2002
Census Tract	4701

Owner

Source: Cumberland County and Gray Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	176 MOUNTAIN VIEW RD, GRAY, ME 04039-7703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage CUMBERLAND COUNTY FEDERAL CREDIT UNION
Apr 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ANDROSCOGGIN BANK
Aug 4, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance EVERGREEN CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Recording Date	Jun 26, 2026
Property Address	176 MOUNTAIN VIEW RD, GRAY, ME 04039-7703
Document Number	0000025871
Book / Page	42355 / 282
Instrument Date	Jun 9, 2026
Instrument	202625871
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 MOUNTAIN VIEW RD, GRAY, ME 04039-7703
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025871,
Date	Jun 26, 2026
Book Page	42355/282
Instrument	202625871

Lender

Name	CUMBERLAND COUNTY FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	176 MOUNTAIN VIEW RD, GRAY, ME 04039-7703
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0393830070
Date	Apr 29, 2022
Book Page	39383/70
Instrument	22557

Lender

Name	ANDROSCOGGIN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2053

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	176 MOUNTAIN VIEW RD, GRAY, ME 04039-7703
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0402850158
Date	Aug 4, 2023
Book Page	40285/158
Instrument	26565

Lender

Name	EVERGREEN CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,957.00 (+1.78%)	$615,400 (+59.6%) Land $131,500 Building $483,900
2023	$5,853.00 (+686.69%)	$385,600 (+623.45%) Land $73,300 Building $312,300
2022	$744.00	$53,300 Land $53,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2002)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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