176 Mountain Ln, Oneonta, AL 35121 Property Records

Blount County property record for 176 Mountain Ln, Oneonta, AL 35121

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,385 sqft · built 2007
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Nov 2024)
Tax Bill	$2,131 (2026)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-04-19-0-000-007.002`

Property Details

APN / Parcel Number

Primary APN	`16-04-19-0-000-007.002`
Alternative APNs	`050252` `50252` `65063` `72336`

Interior

Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	3,385 sqft Living Area
1st Floor Area	3,385 sqft
Flooring	Slate
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	72336
Street Address	176 MOUNTAIN LN
City	ONEONTA
State	AL
Zip	35121-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 RESURVEY HERITAGE GREEN ESTATES SECT 3 BLK 12, MC A/109-1--
Legal Range	02E
Legal Township	12S
Legal Section	19
Legal Subdivision	HERITAGE GREEN ESTATES
Legal Block	12
Legal Lot Number	2
Jurisdiction	BLOUNT AL
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2011
Census Tract	50105

Owner

176 Mountain Ln is owned and occupied by two individuals who bought it in November 2024.

Source: Blount County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	176 MOUNTAIN LN, ONEONTA, AL 35121-3003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2018	Deed of Trust, Mortgage · FHA Mortgage PLATINUM MORTGAGE INC
Jul 20, 2023	Warranty Deed, Transfer THE HOMETOWN BANK OF ALABAMA
Jan 6, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2024 · Amount on File
Deed Sale	Nov 20, 2024 · Amount on File
Prior Sale	Jul 20, 2023 · Amount on File
Deed Document Number	202410062145
Deed Book / Page	2024 / 30254
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	176 MOUNTAIN LN, ONEONTA, AL 35121-3003
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/17316
Date	Jul 10, 2018
Book Page	2018/17316

Lender

Name	PLATINUM MORTGAGE INC
Type	Mortgage Company
Address	MADISON, AL 35758

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT AL
Recording Date	Jul 20, 2023
Property Address	176 MOUNTAIN LN, ONEONTA, AL 35121-3003
Document Number	2023/18443
Book / Page	2023 / 18443
Instrument Date	Jul 17, 2023
Instrument	10049899
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20407 COUNTRY CLUB DR, LIBERTY, MO 64068-9287

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	176 MOUNTAIN LN, ONEONTA, AL 35121-3003

Mortgage

Document Number	0202318445
Date	Jul 20, 2023
Instrument	2023/18445

Lender

Name	THE HOMETOWN BANK OF ALABAMA
Type	Bank

Agreement

Amount	Amount on Record
Term	6 Months
Due	Jan 20, 2024

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT AL
Recording Date	Jan 6, 2020
Property Address	176 MOUNTAIN LN, ONEONTA, AL 35121-3003
Document Number	2020/438
Book / Page	2020 / 438
Instrument Date	Dec 30, 2019
Instrument	10012998
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount on Record
Tax	$2.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 176 Mountain Ln was $2,131 with a homeowner's exemption, up 5.1% from the year before.

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Municipality	Oneonta City
Unified School District	Oneonta City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,131.00 (+5.08%) Homeowner's exemption
2025	$2,028.00 (-6.59%)	$46,360 (-6.42%)	$463,500 (-6.45%) Land $25,000 Building $438,500
2024	$2,171.00 (+55.4%) Homeowner's exemption	$49,540 (+33.46%) Land $2,500 Building $47,040	$495,480 (+33.49%) Land $25,000 Building $470,480
2023	$1,397.00 (+6.72%) Homeowner's exemption	$37,120 (+6.54%) Land $2,260 Building $34,860	$371,180 (+6.54%) Land $22,500 Building $348,680
2022	$1,309.00 Homeowner's exemption	$34,840 Land $2,260 Building $32,580	$348,380 Land $22,500 Building $325,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 176 Mountain Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Mountain Ln is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, GoNetspeed.

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